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<h1>Perchnogaeth cartref</h1>
<p class="secb">
<img src="../../media/196/EF/an_housingandhomelessness_1.JPG" alt="" class="infopic" width="144" height="94"/>Prynu neu werthu cartref. Mae�n cynnwys y mathau gwahanol o berchnogaeth cartref.
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<h2>Gwybodaeth a chyngor o wefannau eraill</h2>
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<h3><a href="http://england.shelter.org.uk/get_advice/finding_a_place_to_live/Buying_and_selling" target="_blank">Buying and selling</a></h3>
<p>If you are thinking of buying your own home, particularly if it's for the first time, you need to consider your options carefully. Information including finding a place to buy, buyer's costs, and selling a home.</p>
<p class="from"><i>From:</i> <a href="http://www.shelter.org.uk/">Shelter</a></p>
</li>
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<li>
<h3><a href="http://www.communities.gov.uk/publications/housing/yourright" target="_blank">Your right to buy your home (PDF)</a></h3>
<p>Explains how the right to buy scheme works, how to apply, what to think about when buying, what to think about if approached by a company to buy, and what the rules are if you want to sell.</p>
<p class="from"><i>From:</i> <a href="http://www.communities.gov.uk/">Communities and Local Government</a></p>
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<h3><a href="http://www.cml.org.uk/cml/consumers/homebuy" target="_blank">About home-buying</a></h3>
<p>A basic overview of buying and owning a home. Also gives access to a more detailed document (PDF) that can be downloaded from this page.</p>
<p class="from"><i>From:</i> <a href="http://www.cml.org.uk/cml/home">Council of Mortgage Lenders</a></p>
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<h3><a href="http://www.adviceguide.org.uk/index/your_family/housing/problems_with_buying_and_selling_a_home.htm" target="_blank">Problems with buying and selling a home.</a></h3>
<p>Explains your rights when buying or selling a house or flat, and tells you how to deal with common problems.</p>
<p class="from"><i>From:</i> <a href="http://www.adviceguide.org.uk/">Adviceguide from Citizens Advice</a></p>
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<h3><a href="http://england.shelter.org.uk/get_advice/renting_and_leasehold/leaseholders_rights" target="_blank">Leaseholders' rights</a></h3>
<p>Outlines the legal rights you have if you live in a leasehold property in England. It explains the responsibilities leaseholders and freeholders have, and how disputes between them can be settled.</p>
<p class="from"><i>From:</i> <a href="http://www.shelter.org.uk/">Shelter</a></p>
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<h3><a href="http://england.shelter.org.uk/get_advice/finding_a_place_to_live/Buying_and_selling/other_ownership_schemes" target="_blank">Ownership schemes</a></h3>
<p>If property is expensive in your area, buying on the open market may seem impossible, but in many parts of the country there are schemes that can help make home ownership a more realistic option.</p>
<p class="from"><i>From:</i> <a href="http://www.shelter.org.uk/">Shelter</a></p>
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<h3><a href="http://england.shelter.org.uk/get_advice/finding_a_place_to_live/Buying_and_selling/buying_with_other_people" target="_blank">Buying with other people</a></h3>
<p>If you buy a home with another person, you need to decide how you will share ownership of the property. This is important whether you want to buy with your spouse, partner, a family member or a friend.</p>
<p class="from"><i>From:</i> <a href="http://www.shelter.org.uk/">Shelter</a></p>
</li>
<!-- Either showCount or all -->
<li>
<h3><a href="http://england.shelter.org.uk/get_advice/paying_for_a_home/mortgages" target="_blank">Mortgages</a></h3>
<p>Straightforward information about all aspects of mortgages, including how mortgages work, problems getting a mortgage, and switching mortgages.</p>
<p class="from"><i>From:</i> <a href="http://www.shelter.org.uk/">Shelter</a></p>
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<h2>Ein dewisiadau rhagorol</h2>
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<h3><img src="../../media/196/EF/an_housingandhomelessness_2.jpg" alt="an_housingandhomelessness_2.jpg" height="94" width="144" title="an_housingandhomelessness_2.jpg" class="advicepic"/><a href="../../cy/webguides/losingyourhome.html">Alla i gael cymorth os nad oes gennyf le i fyw ynddo?</a></h3>
<p>Ffeindiwch allan beth allech wneud os ni allech aros yn eich cartref.</p>
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<h3><strong><a href="../../cy/legalhelp/leaflets.html">Taflen rhentu a gosod</a></strong></h3>
<p>Eich hawliau cyfreithiol, os ydych yn rhentu fflat, tŷ neu ystafell fyw a chysgu. Os ydych yn landlord preifat, dysgwch am eich hawliau a’ch dyletswyddau i’ch tenantiaid.</p>
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<hr/>
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<p><img src="../../media/196/F0/an_housingandhomelessness_4.JPG" alt="an_housingandhomelessness_4.JPG" height="94" width="144" title="an_housingandhomelessness_4.JPG" class="advicepic"/></p>
<h3><strong><a href="http://www.direct.gov.uk/en/HomeandCommunity/WhereYouLive/NoiseNuisanceAndLitter/index.htm">Anghydfodau mewn cymdogaeth a chymuned</a></strong></h3>
<p>Eich hawliau mewn perthynas â phroblemau gyda’ch cymdogion, p’un ai ydych yn cwyno am eich cymydog neu fod y cymydog yn cwyno amdanoch chi.</p>
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<h3><strong><a href="../../cy/legalhelp/leaflets.html">Prynu a gwerthu eiddo</a></strong></h3>
<p>Sut i ddelio â llawer o’r problemau cyffredin a fo gennych ynglŷn â phrynu neu werthu tŷ neu fflat.</p>
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