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<h4>Yn yr adran yma:</h4>
<ul><li class="up"><a href="../../cy/gateway/debt.html">I fyny un lefel</a></li><li class="on"><a href="../../cy/gateway/debt_rid_5680.html">Bancio</a></li><li><a href="../../cy/gateway/debt_rid_5681.html">Cymdeithasau adeiladu</a></li><li><a href="../../cy/gateway/debt_rid_5682.html">Credyd</a></li><li><a href="../../cy/gateway/debt_rid_5686.html">Dyled</a></li><li><a href="../../cy/gateway/debt_rid_5689.html">Yswiriant</a></li><li><a href="../../cy/gateway/debt_rid_5690.html">Morgeisi</a></li><li><a href="../../cy/gateway/debt_rid_5691.html">Yswiriant cenedlaethol</a></li><li><a href="../../cy/gateway/debt_rid_5692.html">Pensiynau</a></li><li><a href="../../cy/gateway/debt_rid_5693.html">Cynilion a buddsoddiadau</a></li><li><a href="../../cy/gateway/debt_rid_5698.html">Treth</a></li></ul>
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<h1>Bancio</h1>
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<img src="../../media/196/E9/an_debtmoneyandtax_1.JPG" alt="" class="infopic" width="144" height="94"/>Eich hawliau pan fyddwch yn defnyddio gwasanaethau banc, yn cynnwys cyfrifon, ffioedd, a bancio electronig.
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<h2>Gwybodaeth a chyngor o wefannau eraill</h2>
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<h3><a href="http://www.moneymadeclear.org.uk/products/bank_accounts/bank_accounts.html" target="_blank">What is a bank account?</a></h3>
<p>What a bank account can do for you and how to choose, open and run an account.</p>
<p class="from"><i>From:</i> <a href="http://www.moneymadeclear.org.uk/">Money Made Clear</a></p>
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<h3><a href="../../c_banks_and_building_societies.pdf" target="_blank">Banks and building societies (PDF)</a></h3>
<p>Includes what the law says, and your rights if the service is unsatisfactory.</p>
<p class="from"><i>From:</i> <a href="http://www.adviceguide.org.uk/">Adviceguide from Citizens Advice</a></p>
</li>
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<h3><a href="http://www.moneymadeclear.org.uk/pdfs/bank_accounts.pdf" target="_blank">Just the facts about basic bank accounts (PDF)</a></h3>
<p>Explains what basic bank accounts are, how to get one and answers some of the questions you may have.</p>
<p class="from"><i>From:</i> <a href="http://www.moneymadeclear.org.uk/">Money Made Clear</a></p>
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<h3><a href="http://www.making-money-easier.info/" target="_blank">The easy picture guide to banking</a></h3>
<p>Easy to read information to help you choose a bank and a bank account that are right for you.</p>
<p class="from"><i>From:</i> <a href="http://www.making-money-easier.info/">Making Money Easier</a></p>
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<h3><a href="http://www.bankingcode.org.uk/pdfdocs/PERSONAL_CODE_2008.PDF" target="_blank">The banking code (PDF)</a></h3>
<p>Introduction of minimum service standards of for banks, building societies and credit card companies</p>
<p class="from"><i>From:</i> <a href="http://www.bankingcode.org.uk/">Banking Code Standards Board</a></p>
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<h3><a href="http://www.financial-ombudsman.org.uk/publications/consumer-leaflet.htm" target="_blank">Your complaint and the ombudsman</a></h3>
<p>Information about the Financial Ombudsman Service, including what kind of complaints they can help you with, how to complain, and what information the ombudsman will need.</p>
<p class="from"><i>From:</i> <a href="http://www.financial-ombudsman.org.uk/default.htm">Financial Services Ombudsmen</a></p>
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<h3><a href="http://www.mylostaccount.org.uk/" target="_blank">My lost account</a></h3>
<p>A free service to help you trace your lost accounts and savings.</p>
<p class="from"><i>From:</i> <a href="http://www.mylostaccount.org.uk/">My lost account</a></p>
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<h3><a href="http://www.moneymadeclear.fsa.gov.uk/pdfs/credit_unions.pdf" target="_blank">Just the facts about credit unions (PDF)</a></h3>
<p>Information on credit unions. Tells you how you can join a credit union and save and borrow with them. Answers some of the questions you may have.</p>
<p class="from"><i>From:</i> <a href="http://www.moneymadeclear.org.uk/">Money Made Clear</a></p>
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<h3><strong><a href="https://www.cccs.co.uk/debtremedy/(S(qbke4x55yqptlv55nnwfz0em))/midway/cls/cls-start.aspx?clspg=1" onclick="window.open(this.href);return false;" onkeypress="window.open(this.href);return false;">Offeryn rheoli dyled</a></strong></h3>
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<h3><img src="../../media/196/EA/an_debtmoneyandtax_5.JPG" alt="an_debtmoneyandtax_5.JPG" height="94" width="144" title="an_debtmoneyandtax_5.JPG" class="advicepic"/><strong><a href="../../cy/legalhelp/tele_message05.html">Sut alla i ddelio â’m hôl-ddyledion treth Cyngor?</a></strong></h3>
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