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<span>Rydych chi yma: <a href="/">Hafan</a> > <a href="../../cy/gateway.html">Cewch Gyngor</a> > <a href="../../gateway/benefits.html">Budd-daliadau a chredydau treth</a> > Pensiynau ymddeol</span>
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<h4>Yn yr adran yma:</h4>
<ul><li class="up"><a href="/">I fyny un lefel</a></li><li><a href="/">Gweinyddu budd-daliadau</a></li><li><a href="/">Budd-daliadau i deuluoedd a phlant</a></li><li><a href="/">Budd-daliadau gofalwyr</a></li><li><a href="/">Budd-daliadau'n ymwneud â thai</a></li><li><a href="../../cy/gateway/benefits_rid_5394.html">Cymhorthdal incwm</a></li><li><a href="/">Budd-daliadau ceisio gwaith</a></li><li><a href="/">Budd-daliadau pobl hŷn</a></li><li class="on"><a href="/">Pensiynau ymddeol</a></li><li><a href="/">Budd-daliadau salwch ac anabledd</a></li><li><a href="../../cy/gateway/benefits_rid_5398.html">Taliadau cronfa gymdeithasol</a></li><li><a href="/">Credydau treth</a></li></ul>
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<h1>Pensiynau ymddeol</h1>
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Pensiynau ymddeol gwladol. Ar gyfer pensiynau preifat neu gwmni gweler 'pensiynau'.
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<h2>Gwybodaeth a chyngor o wefannau eraill</h2>
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<h3><a href="http://www.adviceguide.org.uk/index/your_money/money_management_index_ew/pensions_index.htm" target="_blank">Pensions</a></h3>
<p>Information on state retirement pension, stakeholder pensions, occupational and personal pensions including organisations which can give advice.</p>
<p class="from"><i>From:</i> Adviceguide from Citizens Advice</p>
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<li>
<h3><a href="http://www.ageuk.org.uk/money-matters/pensions/state-pension/" target="_blank">State Pension</a></h3>
<p>When you reach state pension age you may become entitled to a State Retirement Pension. Answer some of the questions you may have about how the State Retirement Pension system works.</p>
<p class="from"><i>From:</i> Age UK</p>
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<h3><a href="http://www.direct.gov.uk/en/Pensionsandretirementplanning/StatePension/DG_183754" target="_blank">State Pension</a></h3>
<p>The State Pension is a regular payment people can claim when they get to State Pension age. Most people build up some State Pension, but the amount they get varies. It's worth understanding how you build up State Pension and how much income it will give you in later life.</p>
<p class="from"><i>From:</i> Directgov</p>
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<h3><a href="http://www.pensionsadvisoryservice.org.uk/state_pensions/" target="_blank">State pensions</a></h3>
<p>Information on how to claim your pension, the options on deferral, how to pay voluntary contributions and what to do if you have a complaint.</p>
<p class="from"><i>From:</i> OPAS- Pensions Advisory Service</p>
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<h3><a href="http://www.direct.gov.uk/en/Pensionsandretirementplanning/PlanningForRetirement/AboutToRetire/DG_10014848" target="_blank">Early retirement - effect on your pension</a></h3>
<p>If you retire early, or stop work due to redundancy, ill-health or other reasons, your State Pension and other pensions you're entitled to may be affected. You need to know all your pension options to make sure you'll have enough to live on in retirement.</p>
<p class="from"><i>From:</i> Directgov</p>
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<h3><a href="http://www.direct.gov.uk/en/Pensionsandretirementplanning/StatePension/StatePensionforecast/DG_10014008" target="_blank">Getting a State Pension Forecast</a></h3>
<p>This forecast tells you how much State Pension you may get when you reach State Pension age. Find out how you can get a forecast and what information you will need before you apply.</p>
<p class="from"><i>From:</i> Directgov</p>
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<h3><a href="http://www.thepensionservice.gov.uk/statepensiondeferral/home.asp" target="_blank">State pension deferral</a></h3>
<p>State Pension deferral means putting off claiming your State Pension when you reach State Pension age, or choosing to stop claiming it after having claimed it for a period. Explains what your choices are and what you have to do.</p>
<p class="from"><i>From:</i> Department for Work & Pensions - DWP</p>
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<h3><a href="http://www.ageuk.org.uk/money-matters/claiming-benefits/pension-credit/" target="_blank">Pension credit</a></h3>
<p>Explains what Pension Credit is and who can claim it. Gives information about housing costs, change of circumstances, how to claim and what to do if you disagree with a decision.</p>
<p class="from"><i>From:</i> Age UK</p>
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<h2>Ein dewisiadau rhagorol</h2>
<div class="advice">
<h3><img src="../../media/196/E7/an_benefitsandtaxcredits_2.JPG" alt="an_benefitsandtaxcredits_2.JPG" height="94" width="144" title="an_benefitsandtaxcredits_2.JPG" class="advicepic"/><strong><a href="http://www.adviceguide.org.uk/index/life/benefits.htm">Taflen budd-daliadau lles</a></strong></h3>
<p>Mae yna lawer o fudd-daliadau gwahanol ar gael, hynny’n dibynnu ar eich anghenion a’ch amgylchiadau. Canfyddwch sut y mae’r system fudd-daliadau yn gweithio.</p>
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<h3><img src="../../media/196/E7/an_benefitsandtaxcredits_3.JPG" alt="an_benefitsandtaxcredits_3.JPG" height="94" width="144" title="an_benefitsandtaxcredits_3.JPG" class="advicepic"/><strong><a href="/">Pwy sydd â hawl i gredydau treth?</a></strong></h3>
<p>Canfyddwch a ydych chi â hawl i gredydau treth, a sut i’w hawlio.</p>
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<p> </p>
<h3><img src="../../media/196/E7/an_benefitsandtaxcredits_4.JPG" alt="an_benefitsandtaxcredits_4.JPG" height="94" width="144" title="an_benefitsandtaxcredits_4.JPG" class="advicepic"/><a href="/"><strong>Rwy’n dychwelyd i’m gwaith. A atelir fy holl fudd-daliadau</strong>?</a></h3>
<p>Canfyddwch pa fudd-daliadau y gallasech fod â hawl iddynt wedi i chi ddychwelyd i’ch gwaith.</p>
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<hr/>
<div class="advice">
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<h3><strong><a href="/">Gordalwyd fy mudd-dal. Beth wna i?</a></strong></h3>
<p>Y rheolau ynglŷn ag ad-dalu gordaliadau budd-dal.</p>
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