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<div class="breadcrumb">You are here: <a href="/" title="View Home">Home</a> / <a href="/" title="View archives for 2010">2010</a> / Archives for September 2010</div> <div class="post-3804 post type-post status-publish format-standard hentry category-finance-q-and-a tag-finance tag-mileage tag-oldest tag-year">
<h2 class="entry-title"><a href="/" title="What is the oldest year to finance a car, and what mileage?" rel="bookmark">What is the oldest year to finance a car, and what mileage?</a></h2>
<div class="post-info"><span class="date published time" title="2010-09-30T16:24:45+00:00">September 30, 2021</span> By <span class="author vcard"><span class="fn"><a href="../author/admin.html" class="fn n" title="admin" rel="author">admin</a></span></span> <span class="post-comments"><a href="/#comments">3 Comments</a></span> </div> <div class="entry-content">
<p><strong><i>Question by audioswiftt979</i>: What is the oldest year to finance a car, and what mileage?</strong><br/>
I want to finance a used car, and i’m trying to save as much money as possible.</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by nbr660</i><br/>If you go to the bank, I think 4 years</p>
<p><strong>What do you think? Answer below!</strong></p>
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<div class="post-meta"><span class="categories">Filed Under: <a href="../category/answers/finance-q-and-a.html" title="View all posts in Finance Q and A" rel="category tag">Finance Q and A</a></span> <span class="tags">Tagged With: <a href="../tag/finance.html" rel="tag">finance</a>, <a href="/" rel="tag">mileage</a>, <a href="/" rel="tag">oldest</a>, <a href="/" rel="tag">year</a></span> </div>
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<div class="post-3694 post type-post status-publish format-standard hentry category-finance-q-and-a tag-bankruptcy tag-debtor tag-files tag-happens tag-mortgage tag-real">
<h2 class="entry-title"><a href="/" title="What happens to a real mortgage when a debtor files for bankruptcy?" rel="bookmark">What happens to a real mortgage when a debtor files for bankruptcy?</a></h2>
<div class="post-info"><span class="date published time" title="2010-09-29T16:34:32+00:00">September 29, 2021</span> By <span class="author vcard"><span class="fn"><a href="../author/admin.html" class="fn n" title="admin" rel="author">admin</a></span></span> <span class="post-comments"><a href="/#comments">1 Comment</a></span> </div> <div class="entry-content">
<p><strong><i>Question by JV</i>: What happens to a real mortgage when a debtor files for bankruptcy?</strong><br/>
I’m a creditor whose debt is secured by a real mortgage. I’ve received recently a notice that the debtor has filed for bankruptcy under chapter 7 of the US Bankruptcy code. What will happen to both my loan and my mortgage? Will I be enjoined from foreclosing the mortgage? The insolvent debtor by the way is an individual, not a corporation. Please prvide legal basis.</p>
<p>Thank you. <img src="../wp-includes/images/smilies/icon_smile.gif" alt=":)" class="wp-smiley"/> </p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by The Answer Guy</i><br/>You have the best kind of security. You have about the strongest position you can get in bankruptcy as a creditor. The way I understand it there will be no need to foreclose. Just file your interest as a creditor as per the instructions on the paperwork. </p>
<p>Hopefully, they’ll order the sale of the asset and you will be first in line for the funds from it, provided you are the primary mortgage holder and not subordinate to anyone.</p>
<p>Regardless, be sure to speak with a bankructy attorney. You may get a free consultation or may have to pay a drop, but it will be well worth it for the guidance.</p>
<p><strong>Give your answer to this question below!</strong></p>
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<div class="post-meta"><span class="categories">Filed Under: <a href="../category/answers/finance-q-and-a.html" title="View all posts in Finance Q and A" rel="category tag">Finance Q and A</a></span> <span class="tags">Tagged With: <a href="/" rel="tag">bankruptcy</a>, <a href="/" rel="tag">debtor</a>, <a href="/" rel="tag">files</a>, <a href="/" rel="tag">happens</a>, <a href="../tag/mortgage.html" rel="tag">Mortgage</a>, <a href="/" rel="tag">REAL</a></span> </div>
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<div class="post-4105 post type-post status-publish format-standard hentry category-finance-q-and-a tag-collect tag-collector tag-debt tag-equity tag-home tag-mortgage tag-physically tag-show">
<h2 class="entry-title"><a href="/" title="Can a debt collector physically show up to your home to collect on a home equity mortgage?" rel="bookmark">Can a debt collector physically show up to your home to collect on a home equity mortgage?</a></h2>
<div class="post-info"><span class="date published time" title="2010-09-29T10:58:31+00:00">September 29, 2021</span> By <span class="author vcard"><span class="fn"><a href="../author/admin.html" class="fn n" title="admin" rel="author">admin</a></span></span> <span class="post-comments"><a href="/#comments">2 Comments</a></span> </div> <div class="entry-content">
<p><strong><i>Question by William R</i>: Can a debt collector physically show up to your home to collect on a home equity mortgage?</strong><br/>
I was a collector of unsecured debt for years ( I was the guy that hounds you on the phone <img src="../wp-includes/images/smilies/icon_sad.gif" alt=":(" class="wp-smiley"/> ). I know the FTC regulates debt collection through the Federal Debt Collectors Practices Act. I remember my boss telling me about the Good Ol’ Days when he would go to peoples homes and actually reclaim furniture, pianos etc. I am looking for specifics. Thanks in advance!</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by Feeling Mutual</i><br/>In your case, I approve of it.</p>
<p><strong>What do you think? Answer below!</strong></p>
</div><!-- end .entry-content -->
<div class="post-meta"><span class="categories">Filed Under: <a href="../category/answers/finance-q-and-a.html" title="View all posts in Finance Q and A" rel="category tag">Finance Q and A</a></span> <span class="tags">Tagged With: <a href="/" rel="tag">collect</a>, <a href="/" rel="tag">collector</a>, <a href="../tag/debt.html" rel="tag">debt</a>, <a href="/" rel="tag">Equity</a>, <a href="../tag/home.html" rel="tag">home</a>, <a href="../tag/mortgage.html" rel="tag">Mortgage</a>, <a href="/" rel="tag">physically</a>, <a href="../tag/show.html" rel="tag">show</a></span> </div>
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<div class="post-4321 post type-post status-publish format-standard hentry category-finance-q-and-a tag-about tag-clients tag-finding tag-loans tag-mortage">
<h2 class="entry-title"><a href="/" title="How do I go about finding clients for mortage loans?" rel="bookmark">How do I go about finding clients for mortage loans?</a></h2>
<div class="post-info"><span class="date published time" title="2010-09-27T20:51:34+00:00">September 27, 2021</span> By <span class="author vcard"><span class="fn"><a href="../author/admin.html" class="fn n" title="admin" rel="author">admin</a></span></span> <span class="post-comments"><a href="/#comments">9 Comments</a></span> </div> <div class="entry-content">
<p><strong><i>Question by luvladyblue</i>: How do I go about finding clients for mortage loans?</strong><br/>
I’m a freelance mortage loan officer for Freedom Mortage. My success lies square with my finding my own clients to refinance, purchase or invest. We offer debt conslidation and cash back. I am able to do loans any where nation wide. I’ve been cold calling but no one calls back. HELP!</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by Quality Seamless</i><br/>Try networking with area realtors.</p>
<p><strong>What do you think? Answer below!</strong></p>
</div><!-- end .entry-content -->
<div class="post-meta"><span class="categories">Filed Under: <a href="../category/answers/finance-q-and-a.html" title="View all posts in Finance Q and A" rel="category tag">Finance Q and A</a></span> <span class="tags">Tagged With: <a href="../tag/about.html" rel="tag">about</a>, <a href="/" rel="tag">clients</a>, <a href="/" rel="tag">finding</a>, <a href="../tag/loans.html" rel="tag">loans</a>, <a href="/" rel="tag">mortage</a></span> </div>
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<div class="post-4104 post type-post status-publish format-standard hentry category-finance-q-and-a tag-credit tag-late tag-mortgage tag-payment tag-report">
<h2 class="entry-title"><a href="/" title="How do I get a late mortgage payment off of my credit report?" rel="bookmark">How do I get a late mortgage payment off of my credit report?</a></h2>
<div class="post-info"><span class="date published time" title="2010-09-27T19:32:42+00:00">September 27, 2021</span> By <span class="author vcard"><span class="fn"><a href="../author/admin.html" class="fn n" title="admin" rel="author">admin</a></span></span> <span class="post-comments"><a href="/#comments">4 Comments</a></span> </div> <div class="entry-content">
<p><strong><i>Question by Kara</i>: How do I get a late mortgage payment off of my credit report?</strong><br/>
How do I get a late mortgage payment off of my credit report? I mean I’m totally current on my mortgage now. I want this off of my report. Thanks</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by merrybodner</i><br/>It will disappear in a few years. Until then, you will have to live with it.</p>
<p><strong>Give your answer to this question below!</strong></p>
</div><!-- end .entry-content -->
<div class="post-meta"><span class="categories">Filed Under: <a href="../category/answers/finance-q-and-a.html" title="View all posts in Finance Q and A" rel="category tag">Finance Q and A</a></span> <span class="tags">Tagged With: <a href="../tag/credit.html" rel="tag">credit</a>, <a href="/" rel="tag">late</a>, <a href="../tag/mortgage.html" rel="tag">Mortgage</a>, <a href="/" rel="tag">payment</a>, <a href="/" rel="tag">report</a></span> </div>
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<div class="post-3800 post type-post status-publish format-standard hentry category-finance-q-and-a tag-finance tag-find tag-free tag-online tag-personal tag-planner tag-suggestions">
<h2 class="entry-title"><a href="/" title="Any suggestions on where to find an online personal finance planner for free?" rel="bookmark">Any suggestions on where to find an online personal finance planner for free?</a></h2>
<div class="post-info"><span class="date published time" title="2010-09-26T03:11:53+00:00">September 26, 2021</span> By <span class="author vcard"><span class="fn"><a href="../author/admin.html" class="fn n" title="admin" rel="author">admin</a></span></span> <span class="post-comments"><a href="/#comments">Leave a Comment</a></span> </div> <div class="entry-content">
<p><strong><i>Question by Tonya</i>: Any suggestions on where to find an online personal finance planner for free?</strong><br/>
I would like to have a safeand secure, legit, personal finance tracker online. Basically where I can input debts and have access to assistance or tips, a way to keep up with my finances and get things on the right track. Any suggestions? I was scared to try some places because I wasn’t sure if it is a safe and secure sight. Thanks!</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by Junie</i><br/>I have found something related of what you are looking for, it works fine for me.</p>
<p><strong>Give your answer to this question below!</strong></p>
</div><!-- end .entry-content -->
<div class="post-meta"><span class="categories">Filed Under: <a href="../category/answers/finance-q-and-a.html" title="View all posts in Finance Q and A" rel="category tag">Finance Q and A</a></span> <span class="tags">Tagged With: <a href="../tag/finance.html" rel="tag">finance</a>, <a href="../tag/find.html" rel="tag">find</a>, <a href="../tag/free.html" rel="tag">free</a>, <a href="../tag/online.html" rel="tag">online</a>, <a href="../tag/personal.html" rel="tag">personal</a>, <a href="/" rel="tag">planner</a>, <a href="/" rel="tag">suggestions</a></span> </div>
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<div class="post-3799 post type-post status-publish format-standard hentry category-finance-q-and-a tag-consolidate tag-different tag-from tag-lenders tag-loans tag-student">
<h2 class="entry-title"><a href="../how-do-i-consolidate-student-loans-from-different-lenders.html" title="How do I consolidate student loans from different lenders?" rel="bookmark">How do I consolidate student loans from different lenders?</a></h2>
<div class="post-info"><span class="date published time" title="2010-09-25T01:48:13+00:00">September 25, 2021</span> By <span class="author vcard"><span class="fn"><a href="../author/admin.html" class="fn n" title="admin" rel="author">admin</a></span></span> <span class="post-comments"><a href="../how-do-i-consolidate-student-loans-from-different-lenders.html#comments">1 Comment</a></span> </div> <div class="entry-content">
<p><strong><i>Question by phildarthebuildar</i>: How do I consolidate student loans from different lenders?</strong><br/>
I have three loans from three different lenders. Who would buy up all three of my loans and give me a decent interest rate? I have good credit.</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by 123abc</i><br/>Go to Salliemae.com</p>
<p><strong>Add your own answer in the comments!</strong></p>
</div><!-- end .entry-content -->
<div class="post-meta"><span class="categories">Filed Under: <a href="../category/answers/finance-q-and-a.html" title="View all posts in Finance Q and A" rel="category tag">Finance Q and A</a></span> <span class="tags">Tagged With: <a href="/" rel="tag">consolidate</a>, <a href="/" rel="tag">different</a>, <a href="../tag/from.html" rel="tag">from</a>, <a href="/" rel="tag">lenders</a>, <a href="../tag/loans.html" rel="tag">loans</a>, <a href="../tag/student.html" rel="tag">student</a></span> </div>
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<div class="post-3691 post type-post status-publish format-standard hentry category-finance-q-and-a tag-acct tag-affect tag-doing tag-escrow tag-loan">
<h2 class="entry-title"><a href="/" title="How does doing a loan mod affect escrow acct?" rel="bookmark">How does doing a loan mod affect escrow acct?</a></h2>
<div class="post-info"><span class="date published time" title="2010-09-23T19:23:06+00:00">September 23, 2021</span> By <span class="author vcard"><span class="fn"><a href="../author/admin.html" class="fn n" title="admin" rel="author">admin</a></span></span> <span class="post-comments"><a href="/#comments">2 Comments</a></span> </div> <div class="entry-content">
<p><strong><i>Question by Andrew G</i>: How does doing a loan mod affect escrow acct?</strong><br/>
We are in the middle of a loan mod with BOA with our FHA loan. We have escrow for our taxes, insurance, etc. How is the escrow affected since there are no house payments made while in the loan mod?</p>
<p>In other words, will we be responsible for paying the homeowners ins, property taxes out of pocket when due or is that already covered?<br/>
The main thing I am wanting to see if what will happen at the end of this year when all taxes and insurance are due. Will I need to pay that out of pocket?</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by Iffy</i><br/>You need to send your lender enough of a payment to keep your escrow account up to date.</p>
<p><strong>Know better? Leave your own answer in the comments!</strong></p>
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<div class="post-meta"><span class="categories">Filed Under: <a href="../category/answers/finance-q-and-a.html" title="View all posts in Finance Q and A" rel="category tag">Finance Q and A</a></span> <span class="tags">Tagged With: <a href="/" rel="tag">acct</a>, <a href="/" rel="tag">affect</a>, <a href="/" rel="tag">doing</a>, <a href="/" rel="tag">escrow</a>, <a href="../tag/loan.html" rel="tag">loan</a></span> </div>
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<div class="post-4310 post type-post status-publish format-standard hentry category-finance-q-and-a tag-affect tag-debt tag-income tag-mortgage tag-ratio tag-rental">
<h2 class="entry-title"><a href="/" title="How does a rental mortgage and rental income affect your debt ratio?" rel="bookmark">How does a rental mortgage and rental income affect your debt ratio?</a></h2>
<div class="post-info"><span class="date published time" title="2010-09-23T04:47:30+00:00">September 23, 2021</span> By <span class="author vcard"><span class="fn"><a href="../author/admin.html" class="fn n" title="admin" rel="author">admin</a></span></span> <span class="post-comments"><a href="/#comments">6 Comments</a></span> </div> <div class="entry-content">
<p><strong><i>Question by David E</i>: How does a rental mortgage and rental income affect your debt ratio?</strong><br/>
For instance:<br/>
Is it $ 1500 rental income - $ 1000 rental mortgage = $ 500 added to your income only</p>
<p>or</p>
<p>Is $ 1500 of rental income added to your total income and $ 1000 added to your total debt and they are considered separate of each other in the ratio?</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by golferwhoworks</i><br/>I am a Mortgage banker in TN & KY—no not at all only 75% is use so 1500 x.75= 1125-1100= 125 and that is only if the mortgage payment includes taxes and insurances</p>
<p><strong>Add your own answer in the comments!</strong></p>
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<div class="post-meta"><span class="categories">Filed Under: <a href="../category/answers/finance-q-and-a.html" title="View all posts in Finance Q and A" rel="category tag">Finance Q and A</a></span> <span class="tags">Tagged With: <a href="/" rel="tag">affect</a>, <a href="../tag/debt.html" rel="tag">debt</a>, <a href="/" rel="tag">income</a>, <a href="../tag/mortgage.html" rel="tag">Mortgage</a>, <a href="/" rel="tag">ratio</a>, <a href="../tag/rental.html" rel="tag">rental</a></span> </div>
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<div class="post-4306 post type-post status-publish format-standard hentry category-finance-q-and-a tag-counseling tag-credit tag-debt tag-money tag-relief tag-services">
<h2 class="entry-title"><a href="/" title="How do credit counseling / debt relief services make money?" rel="bookmark">How do credit counseling / debt relief services make money?</a></h2>
<div class="post-info"><span class="date published time" title="2010-09-22T16:10:59+00:00">September 22, 2021</span> By <span class="author vcard"><span class="fn"><a href="../author/admin.html" class="fn n" title="admin" rel="author">admin</a></span></span> <span class="post-comments"><a href="/#comments">2 Comments</a></span> </div> <div class="entry-content">
<p><strong><i>Question by tech_guy_towt</i>: How do credit counseling / debt relief services make money?</strong><br/>
I see their ads all the time, offering to slash debt in half and such. While I applaud these services for what they are trying to do, somehow they have to make money, or they couldn’t afford to run these ads. Where is the profit coming from.</p>
<p>Appreciate the answers in advance, thanks!</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by Harold S</i><br/>There are two ways for them to make money. One is that they charge you a service fee which is included in your payment.<br/>
second is a rebate from the credit card companies based on their collections of money from you.</p>
<p><strong>Know better? Leave your own answer in the comments!</strong></p>
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<div class="post-meta"><span class="categories">Filed Under: <a href="../category/answers/finance-q-and-a.html" title="View all posts in Finance Q and A" rel="category tag">Finance Q and A</a></span> <span class="tags">Tagged With: <a href="/" rel="tag">counseling</a>, <a href="../tag/credit.html" rel="tag">credit</a>, <a href="../tag/debt.html" rel="tag">debt</a>, <a href="../tag/money.html" rel="tag">money</a>, <a href="/" rel="tag">relief</a>, <a href="/" rel="tag">services</a></span> </div>
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<option value="http://www.quick.org.uk/2010/12"> December 2010 </option>
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<option value="http://www.quick.org.uk/2010/07"> July 2010 </option>
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<option value="http://www.quick.org.uk/2010/01"> January 2010 </option>
<option value="http://www.quick.org.uk/2009/07"> July 2009 </option>
<option value="http://www.quick.org.uk/2009/06"> June 2009 </option>
<option value="http://www.quick.org.uk/2009/05"> May 2009 </option>
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<option value="http://www.quick.org.uk/2009/03"> March 2009 </option>
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