File: /home/gurkhajustice.org.uk/public_html/pdfs/guidanceleafletspdf/guidetobankruptcy.pdf
%PDF-1.4
%����
87 0 obj
<</Linearized 1/L 142466/O 89/E 63713/N 24/T 140679/H [ 1476 683]>>
endobj
xref
87 59
0000000016 00000 n
0000002159 00000 n
0000002240 00000 n
0000002437 00000 n
0000002726 00000 n
0000002777 00000 n
0000002821 00000 n
0000002899 00000 n
0000002935 00000 n
0000003814 00000 n
0000004985 00000 n
0000006192 00000 n
0000007387 00000 n
0000008591 00000 n
0000009781 00000 n
0000010472 00000 n
0000010880 00000 n
0000011205 00000 n
0000011282 00000 n
0000017760 00000 n
0000018287 00000 n
0000018666 00000 n
0000018720 00000 n
0000019103 00000 n
0000020463 00000 n
0000020831 00000 n
0000021362 00000 n
0000021891 00000 n
0000022616 00000 n
0000023155 00000 n
0000023330 00000 n
0000023761 00000 n
0000027149 00000 n
0000029843 00000 n
0000030277 00000 n
0000030671 00000 n
0000030994 00000 n
0000035898 00000 n
0000039519 00000 n
0000039845 00000 n
0000040238 00000 n
0000040459 00000 n
0000045302 00000 n
0000045667 00000 n
0000046039 00000 n
0000046276 00000 n
0000047646 00000 n
0000047882 00000 n
0000048237 00000 n
0000048364 00000 n
0000049321 00000 n
0000049374 00000 n
0000050266 00000 n
0000050618 00000 n
0000050821 00000 n
0000051107 00000 n
0000051166 00000 n
0000063674 00000 n
0000001476 00000 n
trailer
<</Size 146/Prev 140668/Root 88 0 R/Info 86 0 R/ID[<A263B253B9EC5E9B785A581AD0B47FB4><829C10125591654F97980774BB378653>]>>
startxref
0
%%EOF
145 0 obj
<</Length 594/Filter/FlateDecode/I 993/L 977/S 838>>stream
x�b```f``e`2�@ (���q�
���g`d��g�`/c+g?��=�ݔ�
[��m,)~���,������+m�(m�-�&�krٷq2n�h<I�k���ˎ��O�^9��.+�brb~��;Kՙ�T�S"pȶ���Q�9*���9���>���y��#�h&XhK���ύ�~@3'O�<�
��C�H�Ak!�gZ:P���s�c�DR-������#;�ɴ�$d��*S�V���j���o�b�b�Q,�y�(�*�p00X`�T(��?���I�͚v Jx�� M��t{�ϓ���i@�с
��`RRR��``�F������KG���vq�@(��� (W��6�B�H�@�ᒨV� IdS�l�z��#��v���bj��OPPHI d��h�� mĶ`sU��Z�/0�`X��p�H���G�
K������f�
�
��Xs�3�gߢ-P{��M�bӌ�>��_�1�t��gUe0r5cV� vx&��i�?�r��5z���
��j�2�?�`(�N c`R<
2 � 0 �Gl
endstream
endobj
88 0 obj
<</Metadata 85 0 R/Pages 81 0 R/Type/Catalog/PageLabels 79 0 R>>
endobj
89 0 obj
<</CropBox[0 0 651.968 901.89]/Parent 82 0 R/Contents[95 0 R 96 0 R 97 0 R 98 0 R 99 0 R 100 0 R 110 0 R 111 0 R]/Rotate 0/MediaBox[0 0 651.968 901.89]/Resources 90 0 R/Type/Page>>
endobj
90 0 obj
<</XObject<</Im1 138 0 R>>/ColorSpace<</Cs6 94 0 R/Cs8 91 0 R/Cs9 92 0 R/Cs10 108 0 R>>/Font<</F1 101 0 R/F2 112 0 R/F3 113 0 R/F4 114 0 R/F5 115 0 R/F6 116 0 R/F7 107 0 R>>/ProcSet[/PDF/Text/ImageC/ImageI]/Properties<</MC1 144 0 R>>/ExtGState<</GS2 93 0 R/GS3 104 0 R>>>>
endobj
91 0 obj
[/Separation/Black 94 0 R 136 0 R]
endobj
92 0 obj
[/Indexed 91 0 R 1 137 0 R]
endobj
93 0 obj
<</OPM 1/OP false/op false/Type/ExtGState/SA false/SM 0.002>>
endobj
94 0 obj
[/ICCBased 119 0 R]
endobj
95 0 obj
<</Length 809/Filter/FlateDecode>>stream
H��V=o1��Wh.p)R��6:u:�MQ�NѦ��}�|��2t�=���}������t��V��ӏIҷ4ͥe*&I���t�\���EК�v��tEtQ�O�/Tg�Ҩ��U���~~yi�4T!����%A�RY�9k(k.�[���#��wP�N�2��\2�f�+�n_Ӄ��B��;�9����'O��Dśk"�5-�������ק�=e!+�3��}�0���%�Zs���Z���$��E~bN�ȸ8I��poNS6�\;~�\Y����\Ȑ�#Q<�nA<��S3b��
�C����1�E�\����3���wRA/�+ʚf5�3C����\�v��vF?��@٥<���,�"wD<��s�&���G)[&�|3�5��(�r�j�Q�+���9��xh-�_=\�X��j�94d�q��`PG��J����찺��
,����O��lz�/���s�e>�+�M�<x����͛�F�)c,ı'��[�T�8Sۣ� �gЭ�
fل�$jT��`!p^��2�D�-rm�|��4*$�eX�QAp#,A�<�w �n�9J��!|��j'裔]�4����� \ccb�Y��l�W ����B���-�p�$W�_Y2
�̓��h߸K�@I̓U���Z����; ���s8���"�f��R�E���qrLk�ޛ�+�Up���V�X�=*�Gs����3�C=w��X��m�$�69L�m9Q!��/{蕈�l����q�[z�,y��C��1�q�`�f,q�� i��
endstream
endobj
96 0 obj
<</Length 1100/Filter/FlateDecode>>stream
H�tV=��7�}
�,H�$R����-r�&3C�1��I�Ŀ��j���~������El�-m>�z��&+h2��".�֝�{�n�m�ͅ{�{f���8x�Z?���0�ƚ�K{���p�B��o��7���ZFȕ�]-Z�3k�(��<
�N�U��94ϖemy�זa-����^���<��GGG���AqCA"�m���wx0Մ7��ޝ;Yf��ఴ��'�v��S�!^�괹����U�\t���뭛�}�-=��~�è����<�|��O.�s,�9왎ߎ&����2�CL�p��P��[qT>�]g�ȦcD��w~�3Z�����G���!��*��J�U�)�u�c7�]5��-A�-Vk�s�+�@��S�F��-g��M��� C�Tl�|�{³ SӬ .$�� q
���',�0�I,��"wY+("�E������\�XlT��0z��˵�c����1+���0��J�#;@u�[S��3�������~�K�·�wy9��N�4n���0��8�Mb�u�����^��^5{_��*�,�U�-��Uěv��<�T,%�<�2__��^L)�-��(�Y�V�Ķ_%Q�mHu�a�{��,�k,q�L����� ��K��P]γ
d���.�J�0�4/C!��E���ܳ(�Yջ�C�:2F@s՚=�Җ_b�8C]�X_�2\$gvTZ�}���x��4��m%�?��HB؋̈�Dq��4����� 1b�d��F���I�����ډ
X霦GQ�.I�
���q�*�d*(�&���2jC��扪�"�1��=k��GôZ� I���Rt �������w�S�x�C��pP.$LCCC����;ؼ��X<wo��H�
o������ۜ�f��埧̻T��]�zKЖ��]����]��́~�%�${[Q���wI�yԴ7ѶKʽ�4*�>5�ܫ9�����[���`e��0'�C�?��x�"�Bxa�A9�?��� 5u�?�r$}T5�ߤ=yJ�K�2
(9O颀�UMmEe��r��x�́�]~�;��_ ���
endstream
endobj
97 0 obj
<</Length 1136/Filter/FlateDecode>>stream
H�tVK�%7�)j��,�s�����2�����nz��JV�"EU���y�6�~f,��4�?��"�����[�4�|:�}~XKgh������۱��T������mw�,��h�lYXXo�oF0fm���WK��e�u��0{���������F:��m�y_=8м�1zlgV��4�h\��<���_|����c:�=n�uƳ�c�|�҃_L4��T���߀�����!�#� d� ����@� �6�r�����9{�(t�}��a1Y�������2�Y�c9�̱U��u?��G��ST�tT|�|Lm�i)x��まa��_�5u��{�� �
�:�9�,`X�85)�d�yZ錄4�w&�t_U�C�ؼD�f-�N&2�xrvTW�j:�iۮ��C��h����o�Gr��Pɨ��*Mqaf���T���1�H�E&5���FlŨ�`/�H��&�0�&��A�"�!�g�V����]�9�%���$i��'.��Ƕ���%�ۻ���T���ɻ�Gr9W=%��[�P�8:��w6��nQ�l�K�}JD��g��G!�!7�T�yY�V��J�*��*�ԏ���~�n�7{��
�d?5�-�]u�h2
��7r�JLI���dՁ(-���]�*��>h�M�̲�]�"A���)�\Fc�����Q�¶�Ŕ���wtڏ�5�D�b<4�Yf:!kx����\N��?_1�-Y] ��*p��Ί�A��2ɃG��R��9ƒ�l�9��9u�m�U���Gi�Z�� �KL��U� {2�r�ǜ��#k�v�M(6�e%�E���PTp���Y�95��9~�-���FJ��Lݍ�Z�P��o��iT�n��mB/��sv��j+�ۅ����Ъ�Q�7����(�.��]`�7Ӈ��/kW���E6xb^�CE�\�\�G�t�8sQ��fo{��Vy��B�b�
d��fT ����� ��w8�@�M�M �L�ǼskrȹZh[ݜ��?}�Hܣ��8�}��y�YHj8��E�g��W�/^����2j�h���⊻5�]����4~�m��K�U��@�ָ�#�T�tK[E��ŝ�5
:n��\8�Q��1{7 W��0x�` p�Z
endstream
endobj
98 0 obj
<</Length 1124/Filter/FlateDecode>>stream
H�lVI�$7��+��R���~CG��9�/�̚�_��)&7�P������y�ۯ�h3����z��������/"�^x\��Ʈ�Ó���%�٬���b��2�A�>�V~4����D�Y?����*�:DG����S�e|='N��1i内�Qa-h����Os?L�ϼz���\�ޯ<��u�Z�mW���?��~��L�]��MWjK�C?^H�Q!^.Uf��w���"VN�V3�2S�3)=�W#��8<�[�X�-�F;�촳~�x��������L�q�#t��m����ar#�́�h%���W=~��*�� mb�������3��q����,��Pb��/ڵ��5U��s�%[o:�Y$M���N�4�P��4�*�͂�7���ZgC# S��=����@9�����(��wbv̋�[L+<����^>a�W���f�`�X6��7���pUA�iSj�P�w�j�g�|h��Z$SJD�w�k+9���o0L2�q����I�����}��'BY��,�<��o:aS�8�|�Zv�L����{�w�c��p#i�+��Ik�:�����4V<?�]�G>�C�TA�����\�=s�z(�9�N�=��R�~n��m��ڊ��aR�jVɏK��mv+;�~vA�7�@j�ƹ�U MXU�=�_q��yz ���ns�yAx8��V��K�s��ha��6�������}� f�R(]"6xU�[������گ`�����RnU� �~A��j��9�j�SF0:��婊!�G����r}�ע)���v�]_��(t�����OJ��/y��t�i���;�d��Y(".�[�fJuǘ���5�죬{�ܢ�1G�Sݢ���s
ﮠ�G�@!�z<�? %8���H���"�A�-��N����.u���$%�]��&+9$��
��θ��6&y-�Z��Z�{�:aw��j��)�:K?n1�aJ���ģ��tp}[X�n��?l�x�59�Y@��ưkk����άQ���S�칔���5I�}�}�Ԩ�̽�?�]_�+�E��8����Ə��,��<$�����j��%�������� �/�
endstream
endobj
99 0 obj
<</Length 1133/Filter/FlateDecode>>stream
H�tV=�[9�}�W/`A���c��J���3C9���'=�"9á�֖��m���������Wr���x���0l[Mf�x��<m��m`vX�g��ϏL��&�l����t|�������cZ��mz<a��8��z��n�7�y�A_~�X��郛'h�{1�4�0�㋖�1�vpY#���O����/k};� \��'�y���m�����VsG��~~��dfs=(�|x���l}��l�̖���g#Y�c�>8wX��d�s
+�����O��
?#Z�T�KGb���ۼu#����r�\p��1i�2�U���@��i��{܅�hqr� �� �6�Z�ez�
�cR�oH!f�M�b{���/6F�2%��聪��E���1��s�,D��ƥ
����%���`yPZSK� ������H7 �{�Y1�*��[G�R�S8is�p���־6��u����Н!��a�Y ��2v��VYj��l�!2�@�#w8�#TZJz��F��M6��C�N�j�,A��c��2:?� ޛ&<�:Uu�� L0��_8m�6�d�0�8�Q��k�1��*qm��W<�Uq��c��"�I&ɪ�9ř,�Ԯ��[��]�.�7+��"��R��
�G"�,zQK�ć|�2Е�gV����Sz0��C��8z95iȳV���e��|@��wF��ώ���C-⨈D���ER�m_8jj�wQ��F&��ΚCm�<��ز�l�-wA����t�c[�[�YZ�$jl_��A5��@f���&������E���F1�Do�_���J,$�J�p{ժ_I�����
��-�B�2̈́b��`Yq�v�T~�<��(�$He���V,��/ �gNv��8 G���_ ����&��D46C�"0E��NK�w��C%O
CF�i�C���)�H��a�_�LQ\�I5�}�^�a�!�G�5�<�#SLʥ&RgQ{�a���Q!N�_b�F��JKa�ph�٣̔�G���A��=�>s�Ϗd�l�q�6z�\�Y����WW��� OQ���Jtzڕ����0y���_)b����Օ��[��A)�P�� �8�
endstream
endobj
100 0 obj
<</Length 1118/Filter/FlateDecode>>stream
H�lV1�$7���jU�(R�3���r����Ps�g;�n�($Ah>Z<��\��h�<z��g��x��|>_��1��3��v�6摹���j��0���{��vE�gˎ�:q���t'�}\���4��`�?[����Z:v�M���Pr6�xL�Pw3�m0�h+��'�gŤ���4m��m�O�
qyt�A[�~�o�g��O�^]����3��k ڳs��}��hP��#DŽ�,�!1���vߊD���i��7�]�#�^��-Oz��Bj�i3�]�x��Չ@�eAGY��z�Ltg�ڲAX^�]l� �J�$8�����($�e��}�y��Q��������
۲౻H?������x�⪠�S�C%<k|K �������Yԋ!�E������C�fU�I.�$����0��������I��GhԡБj�Ҕ�4��D�q�a��Y�U}ͪb<l�(G�\;�:�c9�{
�BR����ej��\�k?�&��b��6���(d�7�}�w0���;��dl��J��';��E3�M/�e1"���4�+3�ѕ��1�4Á�[,���;B#P%T�R
i.�|U���CS�y�n��x!��,�0&������� �� U�M�gc��tr���`ߐ��s �K� iw�*zasn�l���&7��� *�
���|�?�V�tB�IxC�����*���]�Y�N|6~ΚӾ�}g�E�o�#u@�j*�����V��i^�G�{iݿ��[�5�<߸F����-�1&a���.Վ��ʠW"���I;��4��)
t
F��8j�{^i�C:ǻ�}:��]� Mq�rv]�ʄGI�-�'�獢�;���3�]B)�Z�����D�y4�2�וc���>Rz]噥�.��Շ��q��Z��PQiEƮ� VHDnܿtBK�<�I��U�Э)r�Cߊw'��h�Y��>�-�lr���C�Ϧ�*�t( ��U#�����oW�r�"��8DZ.��e�E<]� L] T<���{`�C�`��su����=��B(�-q�A<#��:^����t}�` ��L
endstream
endobj
101 0 obj
<</Subtype/Type1/FontDescriptor 106 0 R/LastChar 163/Widths[278 750 355 750 750 750 667 191 333 333 389 750 278 333 278 278 556 556 556 556 556 556 556 556 556 556 278 278 750 750 750 556 1015 667 667 722 722 667 611 778 722 278 750 667 556 833 722 778 667 750 722 667 611 722 667 944 750 667 750 750 750 750 750 750 750 556 556 500 556 556 278 556 556 222 222 500 222 833 556 556 556 556 333 500 278 556 500 722 500 500 500 750 750 750 750 750 750 750 750 750 750 750 750 750 750 750 750 750 750 333 333 222 222 750 750 750 750 750 750 750 750 750 750 750 750 750 750 750 750 750 750 556]/BaseFont/HFBCOD+ArialMT/FirstChar 32/ToUnicode 109 0 R/Encoding 102 0 R/Type/Font>>
endobj
102 0 obj
<</Differences[32/space 34/quotedbl 38/ampersand/quotesingle/parenleft/parenright/asterisk 44/comma/hyphen/period/slash/zero/one/two/three/four/five/six/seven/eight/nine/colon/semicolon 63/question/at/A/B/C/D/E/F/G/H/I 75/K/L/M/N/O/P 82/R/S/T/U/V/W 89/Y 97/a/b/c/d/e/f/g/h/i/j/k/l/m/n/o/p/q/r/s/t/u/v/w/x/y/z 141/quotedblleft/quotedblright/quoteleft/quoteright 163/sterling]/Type/Encoding>>
endobj
103 0 obj
<</StemV 0/FontName/HFDMBM+CourierNewPSMT/FontFile3 118 0 R/Flags 32/Descent -188/FontBBox[-21 -680 638 1021]/Ascent 612/CapHeight 0/XHeight 422/Type/FontDescriptor/ItalicAngle 0/CharSet(/space/g/u/i/d/e/t/o/b/a/n/k/r/p/c/y/O/one/zero/colon/F/eight/v/period/q/x/two/slash/seven/P/three/four/five/six/nine)>>
endobj
104 0 obj
<</OPM 1/OP true/op true/Type/ExtGState/SA false/SM 0.002>>
endobj
105 0 obj
<</Subtype/Type1C/Length 6391/Filter/FlateDecode>>stream
hތXiXW�n����؈��T�U�n(" � HX�E@��]P�Ltb��
��AAdDAATD⊊�c�⒨Y49՜n��͗�o��1�<��Cu���m#��Xbddd�?�7�o�OnzBFH�ᑻ��J��2�T�6�'�KT�)���-+��g���?S����Po�U��"162Z�idqvJjBR���:2-E�$kI>y��]���$7!?}I�:;#i��/!?��L�7S�^�Q`x����Eޛ���0��q�����PG�/L��SG����$��Q$F��HdI�Dbb,d&Q ��$N�d�D2�Z�(��K$K%��1>DF�"$�%��+g�nt�x��$c�Y��_:`��T�&�CyP��t�����������}�e�t���i�0�5�c�fZczkP�Sro3c3��
������̋���R3���1�E�E��O
W�K�2�r�U��+��NY�l�f��!l){���2l��ݦ�$}�T(�kk*i{o�
��"e�>�\�F�(��>��`��Z����%H��zx�<��{�Gq��[��X#�S���
|v�a�Z�����e^���p7<UB��0��l0S�ǣ�S�(ю�8 M�g���o��Oa`���k�����X�Y�����z�}�s�Ϸf�v�C{��jT���C�10�n��#�C�J�wT��
'��`9�Y3VQr}����U����
=p��!e`^
�|ů��4���l� �st��a��D��C'u�� 7��l1X���ށ�����Q|xN4w���>7�2�Ѿf|�h��ʈis�����lH�w����+��P�x٢��^v��3'o�y��p��L)}�G\N<�`��=�·�J�,��i�o�>��������⠘*�:�#�q���,�?�A鳦-j�R��Ƴ�@<� #�*+�V��kř��PKH���k�FѢ��zM�HZ�굠䏴x�4ƼF9o� D�
�׳ꋷ���?��9��+���Q��)x�<��I����<�����ۃS;eE��"4niÙ�6ŨFB,a]
�}�y���x�P4�-�����,`�X ȵ�,UT;2�`�� ���18]�Fp~��!��u(���&