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<meta name="Title" content="ROOF Magazine - Mortgage approvals fall for third consecutive month"/>
<meta name="Description" content="The number of mortgages approved for house purchase fell for the third month in a row during February as the housing market continued to show…"/>
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<meta name="Date" content="30 March 2024"/>
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<li><a href="/">ROOF</a></li>
<li><a href="../../roofblog">ROOF Blog</a></li><li>March 2010</li>
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<h1>ROOF Blog archive</h1>
<div id="blogpage_description">
<p>Displaying ROOF Blog articles from <strong>March 2010</strong></p>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/mortgage_approvals_fall_for_third_consecutive_month">Mortgage approvals fall for third consecutive month</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">30/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>The number of mortgages approved for house purchase fell for the third month in a row during February as the housing market continued to show signs of slowing down, <a href="http://www.guardian.co.uk/money/2010/mar/29/mortgage-approvals-fall" title="figures revealed today">figures revealed today</a>. A total of 47,094 loans were approved for people buying a home during the month, 21% down on the recent peak reached in November last year, according to the Bank of England. However, the Bank’s figures also showed a rise in unsecured lending during the month, with consumers taking on more debt through credit cards, personal loans and other forms of credit than at any time for 15 months.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/mortgage" title="mortgage">mortgage</a>, <a href="../../roofblog/tags/tag/housing-market" title="housing market">housing market</a>, <a href="../../roofblog/tags/tag/debt" title="debt">debt</a>, <a href="../../roofblog/tags/tag/bank-of-england" title="bank of england">bank of england</a>, <a href="../../roofblog/tags/tag/bank-of-england" title="Bank of England">Bank of England</a>, <a href="../../roofblog/tags/tag/borrower" title="borrower">borrower</a>, <a href="../../roofblog/tags/tag/lending" title="lending">lending</a>, <a href="../../roofblog/tags/tag/lender" title="lender">lender</a>, <a href="../../roofblog/tags/tag/loans" title="loans">loans</a>, <a href="../../roofblog/tags/tag/borrowing" title="borrowing">borrowing</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/government_asks_experts_to_offer_boost_for_council_building">Government asks experts to offer boost for council building</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">30/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>Housing Minister John Healey and the Local Government Association (LGA) today announced they are <a href="http://www.communities.gov.uk/news/corporate/1523577" title="launching joint work to look at how councils can deliver new homes">launching joint work to look at how councils can deliver new homes</a> to tackle the shortage of affordable housing and help drive economic growth. A new Commission chaired by Lord Richard Best and made up of council chief executives, housing association chief executives and academics, will assess what councils are already achieving and advise on ways councils could play an even greater part helping to build the homes of all types the country needs, as well as extending their strategic housing role to better meet local needs and aspirations. The Commission will report to Government and the LGA in summer 2010.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/government" title="government">government</a>, <a href="../../roofblog/tags/tag/affordability" title="affordability">affordability</a>, <a href="../../roofblog/tags/tag/affordable-housing" title="affordable housing">affordable housing</a>, <a href="../../roofblog/tags/tag/housing" title="housing">housing</a>, <a href="../../roofblog/tags/tag/affordability" title="Affordability">Affordability</a>, <a href="../../roofblog/tags/tag/government" title="Government">Government</a>, <a href="../../roofblog/tags/tag/economy" title="economy">economy</a>, <a href="../../roofblog/tags/tag/Council" title="Council">Council</a>, <a href="../../roofblog/tags/tag/Council" title="council">council</a>, <a href="../../roofblog/tags/tag/Homes" title="Homes">Homes</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/council_tenants_who_sublet_could_face_jail">Council tenants who sublet could face jail</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">29/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>Thousands of council tenants who make profits by illegally subletting their homes will face <a href="http://www.timesonline.co.uk/tol/news/politics/article7079459.ece" title="tough new measures to be announced by ministers this week">tough new measures to be announced by ministers this week</a>. Subletting fraud is a civil offence punishable by a modest fine and the loss of tenancy. But John Housing Minister John Healey intends to make it a criminal offence so that the courts can recover the profits made. Those convicted could also face larger fines and prison sentences. Mr Healey estimates that up to 200,000 council tenants nationwide are illegally subletting their homes with many fraudulently claiming housing benefit at the same time, costing taxpayers tens of millions of pounds. He said that uncovering illegal subletting could free up at least 20,000 council homes if 10% of unlawful tenants were removed.
</p>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/Council" title="Council">Council</a>, <a href="../../roofblog/tags/tag/Council" title="council">council</a>, <a href="../../roofblog/tags/tag/tenant" title="tenant">tenant</a>, <a href="../../roofblog/tags/tag/home" title="home">home</a>, <a href="../../roofblog/tags/tag/taxpayer" title="taxpayer">taxpayer</a>, <a href="../../roofblog/tags/tag/subletting" title="subletting">subletting</a>, <a href="../../roofblog/tags/tag/sublet" title="sublet">sublet</a>, <a href="../../roofblog/tags/tag/tenancy" title="tenancy">tenancy</a>, <a href="../../roofblog/tags/tag/criminal-offence" title="criminal offence">criminal offence</a>, <a href="../../roofblog/tags/tag/courts" title="courts">courts</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/mortgage_protection_costs_leap_as_jobless_queues_lengthen">Mortgage protection costs leap as jobless queues lengthen</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">29/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>Fears that millions of homeowners could soon be paying a heavier price for rising unemployment have been fuelled by the news that more than 20,000 people have, this month, seen the cost of mortgage payment protection insurance (MPPI) jump by about 20%. <a href="http://www.guardian.co.uk/money/2010/mar/27/mppi-costs-rise" title="Yorkshire building society has pushed up the cost of its mortgage PPI">Yorkshire building society has pushed up the cost of its mortgage PPI</a> in a move it says will typically add about £46 to the amount borrowers pay each year. The actual increases will vary, depending on the type of policy. The Yorkshire’s new mortgage PPI provider, Cardif Pinnacle, said that the cost of providing this cover ‘has risen to record levels’ following a huge increase in claims, presumably from homeowners losing their jobs.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/mortgage" title="mortgage">mortgage</a>, <a href="../../roofblog/tags/tag/homeowner" title="homeowner">homeowner</a>, <a href="../../roofblog/tags/tag/unemployment" title="unemployment">unemployment</a>, <a href="../../roofblog/tags/tag/borrower" title="borrower">borrower</a>, <a href="../../roofblog/tags/tag/insurance" title="insurance">insurance</a>, <a href="../../roofblog/tags/tag/payment" title="payment">payment</a>, <a href="../../roofblog/tags/tag/MPPI" title="MPPI">MPPI</a>, <a href="../../roofblog/tags/tag/claim" title="claim">claim</a>, <a href="../../roofblog/tags/tag/jobless" title="jobless">jobless</a>, <a href="../../roofblog/tags/tag/protection" title="protection">protection</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/mortgage_help_makes_profit_for_claimants">Mortgage help makes profit for claimants</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">29/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>Millions of pounds of taxpayers’ money will be used to overpay mortgages after the Chancellor <a href="http://www.timesonline.co.uk/tol/news/uk/article7079562.ece" title="extended the Government’s mortgage rescue scheme">extended the Government’s mortgage rescue scheme</a> for another six months at a fixed rate of 6.08 per cent. More than 200,000 people on certain benefits are covered by the scheme, which was set up to help families to avoid repossession. Industry figures suggest that about a third of homeowners are on standard variable rate and 15 per cent are on tracker deals. The average interest rates on these mortgages are only 4.1 per cent and 3.65 per cent respectively, well below the rate paid by the scheme.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/mortgage" title="mortgage">mortgage</a>, <a href="../../roofblog/tags/tag/government" title="government">government</a>, <a href="../../roofblog/tags/tag/repossession" title="repossession">repossession</a>, <a href="../../roofblog/tags/tag/benefits" title="benefits">benefits</a>, <a href="../../roofblog/tags/tag/government" title="Government">Government</a>, <a href="../../roofblog/tags/tag/taxpayer" title="taxpayer">taxpayer</a>, <a href="../../roofblog/tags/tag/interest" title="interest">interest</a>, <a href="../../roofblog/tags/tag/mortgage-rescue-scheme" title="mortgage rescue scheme">mortgage rescue scheme</a>, <a href="../../roofblog/tags/tag/profit" title="profit">profit</a>, <a href="../../roofblog/tags/tag/fixed-rate" title="fixed rate">fixed rate</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/councils_poised_to_regain_right_to_housing_cash">Councils poised to regain right to housing cash</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">26/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>Councils will be allowed to keep their rents and the proceeds from the sale of homes under an overhaul of local authority financing that reverses reforms from the Thatcher era. Along with borrowing freedoms that were recently introduced, this could lead to up to 10,000 extra council houses being built every year and mean 10 per cent more money a year for maintaining and managing Britain’s 1.8m remaining council homes, which are occupied by 4m people, <a href="http://www.ft.com/cms/s/0/b1729a02-3876-11df-aabd-00144feabdc0.html" title="the government said yesterday">the government said yesterday</a>. Housing minister John Healey said the move amounted to a ‘once in a generation chance of change’ that should be welcomed by councils. Under the plans, the ‘housing revenue account’ system will be dismantled in 177 local authority areas. This would end the current system, whereby income from council housing goes into a central pot, not all of which is returned to local authorities.
</p>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/government" title="government">government</a>, <a href="../../roofblog/tags/tag/rent" title="rent">rent</a>, <a href="../../roofblog/tags/tag/housing" title="housing">housing</a>, <a href="../../roofblog/tags/tag/local-authority" title="local authority">local authority</a>, <a href="../../roofblog/tags/tag/government" title="Government">Government</a>, <a href="../../roofblog/tags/tag/Council" title="Council">Council</a>, <a href="../../roofblog/tags/tag/Council" title="council">council</a>, <a href="../../roofblog/tags/tag/Homes" title="Homes">Homes</a>, <a href="../../roofblog/tags/tag/borrowing" title="borrowing">borrowing</a>, <a href="../../roofblog/tags/tag/Homes" title="homes">homes</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/rise_in_red_tape_will_choke_landlords_and_push_up_rents">Rise in red tape will choke landlords and ‘push up rents’</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">26/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>Thousands of tenants, students and buy-to-let investors will be <a href="http://property.timesonline.co.uk/tol/life_and_style/property/rental_market/article7074699.ece" title="hit by new laws">hit by new laws</a> forcing landlords to apply for planning permission if they want to rent a property to three or more people. Landlord associations have criticised the Government’s proposals, which will bring down from six to three the number of unrelated people who can rent a property together before planning permission is needed from local authorities. The legislation will affect only properties that register for a ‘change of use’ (for example, converting a family home into flats), and will not affect pre-existing houses of multiple occupation (HMOs) that are rented out to three or more tenants. There are more than 400,000 registered HMOs, and these will fall within the new legislation only if their landlords change the tenancy arrangements.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/tenants" title="tenants">tenants</a>, <a href="../../roofblog/tags/tag/rent" title="rent">rent</a>, <a href="../../roofblog/tags/tag/buy-to-let" title="buy to let">buy to let</a>, <a href="../../roofblog/tags/tag/property" title="property">property</a>, <a href="../../roofblog/tags/tag/landlord" title="landlord">landlord</a>, <a href="../../roofblog/tags/tag/students" title="students">students</a>, <a href="../../roofblog/tags/tag/house" title="house">house</a>, <a href="../../roofblog/tags/tag/planning-permission" title="planning permission">planning permission</a>, <a href="../../roofblog/tags/tag/hmo" title="hmo">hmo</a>, <a href="../../roofblog/tags/tag/tenancy" title="tenancy">tenancy</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/hca_consults_on_proposed_new_core_design_standards">HCA consults on proposed new core design standards</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">26/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>A consultation on future core housing design and sustainability standards has been <a href="http://www.homesandcommunities.co.uk/design-sustainability-standards" title="published by the Homes and Communities Agency (HCA)">published by the Homes and Communities Agency (HCA)</a>. It aims to stimulate a debate on how to prioritise the quality of new housing in a challenging financial climate. It seeks views on a series of options for how the national housing and regeneration agency might design and phase in new standards and apply them to its programme. Partners and other interested parties are asked to comment on the proposals and help shape further development of the HCA’s core design and sustainability standards.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/Communities" title="Communities">Communities</a>, <a href="../../roofblog/tags/tag/regeneration" title="regeneration">regeneration</a>, <a href="../../roofblog/tags/tag/design" title="design">design</a>, <a href="../../roofblog/tags/tag/Communities" title="communities">communities</a>, <a href="../../roofblog/tags/tag/Homes" title="Homes">Homes</a>, <a href="../../roofblog/tags/tag/Homes" title="homes">homes</a>, <a href="../../roofblog/tags/tag/sustainability" title="sustainability">sustainability</a>, <a href="../../roofblog/tags/tag/HCA" title="HCA">HCA</a>, <a href="../../roofblog/tags/tag/core-housing" title="core housing">core housing</a>, <a href="../../roofblog/tags/tag/consultation" title="consultation">consultation</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/stamp_duty_boost_for_first-time_home_buyers">Stamp duty boost for first-time home buyers</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">25/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>Young people trying to get on the property ladder were handed a pre-election boost worth up to £2,500 after the chancellor scrapped stamp duty on homes costing £250,000 or less for first-time buyers. The move will be funded by an increase to 5% in the duty on homes costing £1m or more, which will see buyers of these properties having to hand over a minimum of £50,000 in tax. The move was quickly dubbed by some as a ‘Robin Hood’ tax on the rich. The new £250,000 threshold, which took effect at midnight last night and will last for two years, means <a href="http://www.guardian.co.uk/uk/2010/mar/25/budget-2010-stamp-duty" title="nine out of 10 people buying their first home will not be liable for the tax">nine out of 10 people buying their first home will not be liable for the tax</a>.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/young-people" title="young people">young people</a>, <a href="../../roofblog/tags/tag/first-time-buyer" title="first-time buyer">first-time buyer</a>, <a href="../../roofblog/tags/tag/stamp-duty" title="stamp duty">stamp duty</a>, <a href="../../roofblog/tags/tag/home" title="home">home</a>, <a href="../../roofblog/tags/tag/Budget" title="Budget">Budget</a>, <a href="../../roofblog/tags/tag/properties" title="properties">properties</a>, <a href="../../roofblog/tags/tag/buyer" title="buyer">buyer</a>, <a href="../../roofblog/tags/tag/threshold" title="threshold">threshold</a>, <a href="../../roofblog/tags/tag/property-ladder" title="property ladder">property ladder</a>, <a href="../../roofblog/tags/tag/Budget" title="budget">budget</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/housing_benefit_capped_at_pound1100_a_week">Housing benefit capped at £1,100 a week</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">25/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>Hundreds of out-of-work families who have been living in expensive homes at the taxpayers’ expense are facing eviction after <a href="http://business.timesonline.co.uk/tol/business/economics/budget/article7074953.ece" title="changes to housing benefit">changes to housing benefit</a> announced yesterday. Alistair Darling said that from October next year the most expensive properties would be removed from the housing benefit calculation. Housing benefit, which can be as much as £1,800 a week, discouraged people from working and was unfair on those who accepted smaller, cheaper homes, he said. Housing benefit will be capped at £1,100 a week, meaning that 13,000 families, mostly in London, will have to move out of their current properties and into somewhere more modest.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/housing-benefit" title="housing benefit">housing benefit</a>, <a href="../../roofblog/tags/tag/property" title="property">property</a>, <a href="../../roofblog/tags/tag/home" title="home">home</a>, <a href="../../roofblog/tags/tag/Budget" title="Budget">Budget</a>, <a href="../../roofblog/tags/tag/eviction" title="eviction">eviction</a>, <a href="../../roofblog/tags/tag/taxpayer" title="taxpayer">taxpayer</a>, <a href="../../roofblog/tags/tag/families" title="families">families</a>, <a href="../../roofblog/tags/tag/Budget" title="budget">budget</a>, <a href="../../roofblog/tags/tag/capped" title="capped">capped</a>, <a href="../../roofblog/tags/tag/calculation" title="calculation">calculation</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/council_tax_rise_of_1.8_to_be_lowest_since_levy_began">Council tax rise of 1.8% to be lowest since levy began</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">25/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>Council taxes will rise in the next financial year by 1.8%, the <a href="http://www.ft.com/cms/s/0/7889f5be-37ae-11df-88c6-00144feabdc0.html" title="lowest figure since the levy was introduced nearly two decades ago">lowest figure since the levy was introduced nearly two decades ago</a>. John Denham, communities secretary, claimed that the slightly below-inflation rise had been made possible by a 4% increase in central funding for councils from next month. But he acknowledged that there would be growing pressures on town hall budgets in the coming months against the wider backdrop of the UK’s large deficit. ‘Local people will rightly be intolerant of any council if they are told that care, libraries or youth services will be cut because they have not followed our radical reforms to protect the frontline services, which matter most to people,’ he said. The increase, the most modest since the tax was introduced in 1993-94, brings the bill for an average band D property to £1,439, from £1,414 this year.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/local-authority" title="local authority">local authority</a>, <a href="../../roofblog/tags/tag/property" title="property">property</a>, <a href="../../roofblog/tags/tag/Budget" title="Budget">Budget</a>, <a href="../../roofblog/tags/tag/council-tax" title="council tax">council tax</a>, <a href="../../roofblog/tags/tag/Community" title="Community">Community</a>, <a href="../../roofblog/tags/tag/Budget" title="budget">budget</a>, <a href="../../roofblog/tags/tag/Community" title="community">community</a>, <a href="../../roofblog/tags/tag/inflation" title="inflation">inflation</a>, <a href="../../roofblog/tags/tag/deficit" title="deficit">deficit</a>, <a href="../../roofblog/tags/tag/funding" title="funding">funding</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/98_of_councils_failing_on_affordability">98% of councils failing on affordability</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">19/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>98% of local authorities in England are failing to deliver enough affordable homes to meet need, a new website launched by Shelter has found. <a href="http://www.housingleaguetable.org.uk/" title="Shelter’s Housing League Table">Shelter’s Housing League Table</a>, launched today, found that only 8 of 323 councils in England are providing enough or more affordable homes than are needed, meaning a 98 per cent local authority failure rate. Local authorities are responsible for identifying the housing need in their area and for ensuring enough affordable homes are provided to meet this need. However, Shelter league tables also show that in the last year a total of 90 per cent of councils (292) provided fewer than half the homes they say are needed.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/affordability" title="affordability">affordability</a>, <a href="../../roofblog/tags/tag/affordable-homes" title="affordable homes">affordable homes</a>, <a href="../../roofblog/tags/tag/housing" title="housing">housing</a>, <a href="../../roofblog/tags/tag/local-authority" title="local authority">local authority</a>, <a href="../../roofblog/tags/tag/affordability" title="Affordability">Affordability</a>, <a href="../../roofblog/tags/tag/Council" title="Council">Council</a>, <a href="../../roofblog/tags/tag/Shelter" title="Shelter">Shelter</a>, <a href="../../roofblog/tags/tag/Council" title="council">council</a>, <a href="../../roofblog/tags/tag/Shelter" title="shelter">shelter</a>, <a href="../../roofblog/tags/tag/campaign" title="campaign">campaign</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/home_ownership_dream_shattered_for_first_time_buyers">Home ownership dream shattered for first time buyers</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">19/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>Buying a home has become a pipe dream for millions of young Britons – with half believing they will have to wait up to a decade or more before getting a foot on the property ladder, and only then with the help of their parents, <a href="http://www.housing.org.uk/default.aspx?tabid=212&mid=828&ctl=Details&ArticleID=2826" title="according to a new poll">according to a new poll</a>. The YouGov survey, commissioned by the National Housing Federation, revealed that 86% of 18-30 year-olds could not currently afford to buy a home if they wanted to, despite recent falls in house prices. Federation chief executive David Orr said: ‘The three main parties must commit to building significant numbers of affordable homes for rent and sale to avoid locking an entire generation out of having their own home. The next government must view housing in the same terms as health, education and policing – and protect it from budget cuts, given the scale of the crisis’.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/government" title="government">government</a>, <a href="../../roofblog/tags/tag/affordability" title="affordability">affordability</a>, <a href="../../roofblog/tags/tag/rent" title="rent">rent</a>, <a href="../../roofblog/tags/tag/housing" title="housing">housing</a>, <a href="../../roofblog/tags/tag/affordability" title="Affordability">Affordability</a>, <a href="../../roofblog/tags/tag/government" title="Government">Government</a>, <a href="../../roofblog/tags/tag/affordable" title="affordable">affordable</a>, <a href="../../roofblog/tags/tag/home" title="home">home</a>, <a href="../../roofblog/tags/tag/national-housing-federation" title="national housing federation">national housing federation</a>, <a href="../../roofblog/tags/tag/ownership" title="ownership">ownership</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/assured_shorthold_tenancy_threshold_will_increase_to_pound100k_in_october">Assured shorthold tenancy threshold will increase to £100k in October</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">19/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>The Government has informed the National Landlords Association (NLA) that the <a href="http://www.landlords.org.uk/news/pressreleases/2010/pressrelease-20100312astthreshold.htm" title="Assured shorthold tenancy (AST) threshold will rise to £100,000 on October 1 2010">Assured shorthold tenancy (AST) threshold will rise to £100,000 on October 1 2010</a>. The proposal to increase the threshold had been broadly welcomed by the NLA as an attempt to offer greater clarity and transparency for landlords and tenants. But it seems that a quirk of the process means the change will be retrospective and will be applied to existing tenancies. As a result, any tenancy with an annual rent between £25,000 and £100,000 in existence on 1 October 2023 will become an AST overnight. The NLA says the proposals have the potential to be damaging to a significant number of landlords who entered into contractual tenancy agreements in good faith. Landlords and tenants will no longer be able to negotiate individual terms for their tenancy and the rights and responsibilities associated with the Housing Act 1988 will be extended to these higher rent properties.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/tenants" title="tenants">tenants</a>, <a href="../../roofblog/tags/tag/rent" title="rent">rent</a>, <a href="../../roofblog/tags/tag/property" title="property">property</a>, <a href="../../roofblog/tags/tag/landlord" title="landlord">landlord</a>, <a href="../../roofblog/tags/tag/rights" title="rights">rights</a>, <a href="../../roofblog/tags/tag/threshold" title="threshold">threshold</a>, <a href="../../roofblog/tags/tag/tenancy" title="tenancy">tenancy</a>, <a href="../../roofblog/tags/tag/Housing-Act" title="Housing Act">Housing Act</a>, <a href="../../roofblog/tags/tag/Assured-shorthold-tenancy" title="Assured shorthold tenancy">Assured shorthold tenancy</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/home_repossessions_rise_by_15">Home repossessions rise by 15%</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">17/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>FSA figures show <a href="http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/7457295/Home-repossessions-rise-by-15pc.html" title="54,055 people had their properties repossessed during 2009">54,055 people had their properties repossessed during 2009</a>, up from 46,945 in 2008. But there was a fall in both the number of repossessions and the number of people who were unable to keep up with their mortgage during the final quarter of the year. Around 11,800 homes were repossessed during the final three months of 2009, 15% fewer than during the previous quarter. The figures are broadly in line with ones reported by the Council of Mortgage Lenders (CML) for 2009, which showed that 46,000 people had their home repossessed during the year, the highest level since 1995. The FSA’s figures are higher than the CML ones because they include second-charge mortgages and loans advanced by lenders who are not CML members.
</p>
</div>
</div>
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<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/mortgage" title="mortgage">mortgage</a>, <a href="../../roofblog/tags/tag/arrears" title="arrears">arrears</a>, <a href="../../roofblog/tags/tag/repossession" title="repossession">repossession</a>, <a href="../../roofblog/tags/tag/homeowner" title="homeowner">homeowner</a>, <a href="../../roofblog/tags/tag/FSA" title="FSA">FSA</a>, <a href="../../roofblog/tags/tag/borrower" title="borrower">borrower</a>, <a href="../../roofblog/tags/tag/CML" title="CML">CML</a>, <a href="../../roofblog/tags/tag/lender" title="lender">lender</a>, <a href="../../roofblog/tags/tag/loans" title="loans">loans</a>, <a href="../../roofblog/tags/tag/reposses" title="reposses">reposses</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/new_breed_of_affordable_modular_homes">New breed of affordable modular homes</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">17/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>The latest generation of pod-like homes is hoping to inspire anyone concerned with sustainability and affordability and is now being touted as the newest solution to Britain’s <a href="http://www.independent.co.uk/life-style/house-and-home/property/modular-housing-green-stylish-and-yours-for-just-16330000-1922235.html" title="housing shortage">housing shortage</a>. Modular housing is common in Australia, the USA and Germany, but British examples have mainly been limited to one-off, self-build projects. More recently though, organisations such as the Peabody Trust have commissioned several large modular developments such as London’s Murray Grove and Baron’s Place. As well as preserving communities, flexible living negates moving costs and mortgages are available thanks to approval from National House-Building Council and CLG’s Code for Sustainable Homes scheme.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/affordability" title="affordability">affordability</a>, <a href="../../roofblog/tags/tag/Communities" title="Communities">Communities</a>, <a href="../../roofblog/tags/tag/housing" title="housing">housing</a>, <a href="../../roofblog/tags/tag/affordability" title="Affordability">Affordability</a>, <a href="../../roofblog/tags/tag/Communities" title="communities">communities</a>, <a href="../../roofblog/tags/tag/affordable" title="affordable">affordable</a>, <a href="../../roofblog/tags/tag/Homes" title="Homes">Homes</a>, <a href="../../roofblog/tags/tag/Homes" title="homes">homes</a>, <a href="../../roofblog/tags/tag/sustainability" title="sustainability">sustainability</a>, <a href="../../roofblog/tags/tag/developments" title="developments">developments</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/buy-to-let_tax_break_plan_attacked">Buy-to-let tax break plan attacked</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">15/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>Thousands of first-time buyers will be priced out of the housing market if the Treasury presses ahead with plans to offer new tax breaks to buy-to-let investors, <a href="http://www.guardian.co.uk/business/2010/mar/15/first-time-buyers-priced-out" title="campaigners warn today">campaigners warn today</a>. The Treasury published a consultation paper in February which included plans to boost the supply of private rented housing. One key proposal was for professional investors to pay stamp duty separately on each home, even when they buy a large portfolio of properties, reducing their total bill. PricedOut, which campaigns on behalf of first-time buyers who are not able to enter the property market, says the proposal is grossly unfair to first-time buyers and would make their struggle to buy a house even more difficult. William Griffith, spokesman for PricedOut, said: ‘The large tax breaks that buy to let currently enjoys mean that they can always outbid first-time buyers. It is astonishing that the government is seeking to further entrench this disparity in the housing market.’
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/housing-market" title="housing market">housing market</a>, <a href="../../roofblog/tags/tag/housing" title="housing">housing</a>, <a href="../../roofblog/tags/tag/buy-to-let" title="buy to let">buy to let</a>, <a href="../../roofblog/tags/tag/first-time-buyer" title="first-time buyer">first-time buyer</a>, <a href="../../roofblog/tags/tag/stamp-duty" title="stamp duty">stamp duty</a>, <a href="../../roofblog/tags/tag/buy-to-let" title="buy-to-let">buy-to-let</a>, <a href="../../roofblog/tags/tag/private-rented-sector" title="private rented sector">private rented sector</a>, <a href="../../roofblog/tags/tag/property-market" title="property market">property market</a>, <a href="../../roofblog/tags/tag/homebuyer" title="homebuyer">homebuyer</a>, <a href="../../roofblog/tags/tag/tax-break" title="tax break">tax break</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/house_market_stalls_fuels_double-dip_recession_fears">House market stalls, fuels double-dip recession fears</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">15/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>House prices are up 0.1% compared to February, the smallest margin ever recorded at this time of the year, when prices have never fallen month on month, <a href="http://www.telegraph.co.uk/finance/economics/houseprices/7443367/House-market-stalls-fuels-double-dip-recession-fears.html" title="according to property website Rightmove">according to property website Rightmove</a>. The near standstill in prices has fuelled concerns that a decline in the housing market could lead to a slowdown in the wider economy as unemployment, public sector spending cuts and potentially higher interest rates hit the consumer. Both Nationwide and Halifax reported house price falls in February. Nationwide said average prices dipped 1% to £161,320, ending a run of nine consecutive monthly rises. Halifax reported an even sharper fall of 1.5%, with average house prices dropping to £166, 857. It remains unclear whether February’s data was a blip caused by the severe weather conditions in the UK or a more long term trend.
</p>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/housing" title="housing">housing</a>, <a href="../../roofblog/tags/tag/house-prices" title="house prices">house prices</a>, <a href="../../roofblog/tags/tag/recession" title="recession">recession</a>, <a href="../../roofblog/tags/tag/unemployment" title="unemployment">unemployment</a>, <a href="../../roofblog/tags/tag/interest-rates" title="interest rates">interest rates</a>, <a href="../../roofblog/tags/tag/economy" title="economy">economy</a>, <a href="../../roofblog/tags/tag/recession" title="Recession">Recession</a>, <a href="../../roofblog/tags/tag/house-prices" title="House prices">House prices</a>, <a href="../../roofblog/tags/tag/homebuyer" title="homebuyer">homebuyer</a>, <a href="../../roofblog/tags/tag/consumer" title="consumer">consumer</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/9_out_of_10_london_families_cant_afford_to_buy_a_home">9 out of 10 London families can’t afford to buy a home</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">10/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>90% of couples under 40 with children in London <a href="http://www.thisislondon.co.uk/standard/article-23813326-nine-out-of-10-young-families-in-london-cannot-afford-home.do" title="can’t afford to get on the housing ladder">can’t afford to get on the housing ladder</a>. Analysis by the National Housing and Planning Advice Unit found that as an average figure across the capital only 10% of young families could afford to buy a suitable home. The figure drops to 5% in some areas including Camden, Hammersmith and Islington. Only in the wealthier boroughs of Richmond, Redbridge, Merton and Bromley can more than 20% of young families afford to buy a home. The figure of 10% in London compares with 21.4% in the South West and 23.8% for the South East.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/affordability" title="affordability">affordability</a>, <a href="../../roofblog/tags/tag/housing-market" title="housing market">housing market</a>, <a href="../../roofblog/tags/tag/London" title="London">London</a>, <a href="../../roofblog/tags/tag/affordability" title="Affordability">Affordability</a>, <a href="../../roofblog/tags/tag/children" title="children">children</a>, <a href="../../roofblog/tags/tag/home" title="home">home</a>, <a href="../../roofblog/tags/tag/families" title="families">families</a>, <a href="../../roofblog/tags/tag/children" title="Children">Children</a>, <a href="../../roofblog/tags/tag/homebuyer" title="homebuyer">homebuyer</a>, <a href="../../roofblog/tags/tag/London" title="london">london</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/landlords_lobby_to_save_the_private_rented_sector">Landlords lobby to ‘save the private rented sector’</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">10/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>Private sector landlords are urging support from MPs to ‘save the future of renting’ to students and young professionals. Nurses, teachers and a generation of young workers could be hit by a government plan to prohibit areas of shared housing for groups of unrelated tenants. The <a href="http://rla.org.uk/" title="legislation comes into force on 6 April">legislation comes into force on 6 April</a> when new powers will allow planning legislation to be used to control the renting of shared properties to people who are not families or related tenants. Alan Ward, chairman of the Residential Landlords Association, said: The government’s change to planning Use Classes Orders is bad not only for landlords but for the whole private rented sector, not to mention the local economies that have traditionally grown around existing areas of shared housing’.
</p>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/government" title="government">government</a>, <a href="../../roofblog/tags/tag/government" title="Government">Government</a>, <a href="../../roofblog/tags/tag/renting" title="renting">renting</a>, <a href="../../roofblog/tags/tag/landlord" title="landlord">landlord</a>, <a href="../../roofblog/tags/tag/private-rented-sector" title="private rented sector">private rented sector</a>, <a href="../../roofblog/tags/tag/student" title="student">student</a>, <a href="../../roofblog/tags/tag/Residential-Landlords-Association" title="Residential Landlords Association">Residential Landlords Association</a>, <a href="../../roofblog/tags/tag/studentification" title="studentification">studentification</a>, <a href="../../roofblog/tags/tag/PRS" title="PRS">PRS</a>, <a href="../../roofblog/tags/tag/lobby" title="lobby">lobby</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/millions_stung_by_endowment_policy_shortfalls">Millions stung by endowment policy shortfalls</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">10/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>Around 300,000 people who had hoped to pay off their mortgage this year face shortfalls. They are all victims of missselling of 25 year with-profits <a href="http://www.mirror.co.uk/advice/money/2010/03/10/homes-misery-for-millions-stung-by-endowment-policy-shortfalls-115875-22098519/" title="endowment policies">endowment policies</a>. Almost three million more people will suffer a similar fate in the next few years, according to the Association of British Insurers. At the peak of the 80s housing boom, homebuyers were encouraged to take interest-only mortgages and rely on investment returns from an endowment to repay the loan at the end of the term, usually 25 years. In the 90s, £50 a month policies regularly turned a £15,000 investment into a £100,000 return. Today, they commonly pay out less than £30,000 for the same 25-year investment.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/mortgage" title="mortgage">mortgage</a>, <a href="../../roofblog/tags/tag/homeowner" title="homeowner">homeowner</a>, <a href="../../roofblog/tags/tag/mortgages" title="mortgages">mortgages</a>, <a href="../../roofblog/tags/tag/insurance" title="insurance">insurance</a>, <a href="../../roofblog/tags/tag/mortgages" title="Mortgages">Mortgages</a>, <a href="../../roofblog/tags/tag/investment" title="investment">investment</a>, <a href="../../roofblog/tags/tag/homebuyer" title="homebuyer">homebuyer</a>, <a href="../../roofblog/tags/tag/interest-only" title="interest-only">interest-only</a>, <a href="../../roofblog/tags/tag/shortfall" title="shortfall">shortfall</a>, <a href="../../roofblog/tags/tag/returns" title="returns">returns</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/salvation_army_rebrands_hostels">Salvation Army rebrands hostels</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">10/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>The Salvation Army is to rebrand its hostels for the homeless as <a href="http://www1.salvationarmy.org.uk/uki/www_uki.nsf/vw-dynamic-index/E929AD4B0C72EF21802575F2004A6C86?Opendocument" title="LifeHouses">LifeHouses</a>. Maff Potts, Salvation Army’s director of homelessness services said: ‘This is a defining moment for the Salvation Army. The word ‘hostel’ was linked with old-style warehousing of people and didn’t convey that there’s more to our support services than simply housing. LifeHouse clearly demonstrates that we are about providing purpose and relationships - two words which are at the heart of our delivery of support services.’ Around 3,500 people stay at the organisation’s 83 UK and Ireland centres each night. The charity will also expand activities run in the centres, and the training offered to improve the self-esteem, mental health and employment prospects of the people using the centres.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/homelessness" title="homelessness">homelessness</a>, <a href="../../roofblog/tags/tag/rough-sleepers" title="rough sleepers">rough sleepers</a>, <a href="../../roofblog/tags/tag/homelessness" title="Homelessness">Homelessness</a>, <a href="../../roofblog/tags/tag/homeless" title="homeless">homeless</a>, <a href="../../roofblog/tags/tag/charity" title="charity">charity</a>, <a href="../../roofblog/tags/tag/rebrand" title="rebrand">rebrand</a>, <a href="../../roofblog/tags/tag/hostels" title="hostels">hostels</a>, <a href="../../roofblog/tags/tag/street-homelessness" title="street homelessness">street homelessness</a>, <a href="../../roofblog/tags/tag/LifeHouses" title="LifeHouses">LifeHouses</a>, <a href="../../roofblog/tags/tag/salvation-army" title="salvation army">salvation army</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/student_landlord_benefits_as_jobless_go_back_to_college">Student landlord benefits as jobless go back to college</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">04/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>Higher unemployment is <a href="http://www.timesonline.co.uk/tol/money/property_and_mortgages/article7048798.ece" title="forcing more young people into further education">forcing more young people into further education</a>, increasing demand for short-term flats and providing a boost for Unite, the student accommodation developer. Demand is expected to accelerate at such a rate that Unite yesterday told investors it would continue to buy properties in student hotspots such as London and would not be reinstating the dividend — last paid in the middle of 2008 — until it had returned to ‘meaningful’ profit, even though the group announced a profit of £600,000 after a loss of £5.8 million in 2008. A lack of job opportunities was partly behind a 23% rise in the number of university applications between February 2009 and the same month this year, Mark Allan, chief executive of Unite, said yesterday.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/unemployment" title="unemployment">unemployment</a>, <a href="../../roofblog/tags/tag/accommodation" title="accommodation">accommodation</a>, <a href="../../roofblog/tags/tag/property" title="property">property</a>, <a href="../../roofblog/tags/tag/landlord" title="landlord">landlord</a>, <a href="../../roofblog/tags/tag/flat" title="flat">flat</a>, <a href="../../roofblog/tags/tag/student" title="student">student</a>, <a href="../../roofblog/tags/tag/education" title="education">education</a>, <a href="../../roofblog/tags/tag/university" title="university">university</a>, <a href="../../roofblog/tags/tag/short-term" title="short-term">short-term</a>, <a href="../../roofblog/tags/tag/developer" title="developer">developer</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/exodus_of_the_young_puts_rural_life_at_risk">Exodus of the young puts rural life at risk</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">04/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>The lack of mobile phone reception and broadband coverage in rural areas has become the number one issue in dissuading young people from staying on in the countryside, <a href="http://www.guardian.co.uk/society/2010/mar/04/no-phone-net-rural-children-leaving" title="according to the chair of the Commission for Rural Communities">according to the chair of the Commission for Rural Communities</a>. In a report to the prime minister, Stuart Burgess, the government’s rural advocate, said that the long-term future of the countryside is in jeopardy because so many young people are being forced out of rural areas to find homes, jobs and support.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/Communities" title="Communities">Communities</a>, <a href="../../roofblog/tags/tag/Communities" title="communities">communities</a>, <a href="../../roofblog/tags/tag/young-people" title="young people">young people</a>, <a href="../../roofblog/tags/tag/Rural" title="Rural">Rural</a>, <a href="../../roofblog/tags/tag/countryside" title="countryside">countryside</a>, <a href="../../roofblog/tags/tag/long-term" title="long-term">long-term</a>, <a href="../../roofblog/tags/tag/Rural" title="rural">rural</a>, <a href="../../roofblog/tags/tag/reception" title="reception">reception</a>, <a href="../../roofblog/tags/tag/coverage" title="coverage">coverage</a>, <a href="../../roofblog/tags/tag/jeopardy" title="jeopardy">jeopardy</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/extra_care_housing_scheme_to_get_pound6.2m_funding">Extra care housing scheme to get £6.2m funding</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">04/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>The Homes and Communities Agency (HCA) has announced that Saxon Weald and Eastbourne borough council have been successful in a bid for almost £6.2 million grant funding to <a href="http://www.homesandcommunities.co.uk/6m-funding-extra-care-housing-scheme?p=0&f=0" title="develop an extra care scheme in Langney">develop an extra care scheme in Langney</a>. Derry Court and the land adjacent to it, owned by East Sussex county council, will be developed together to achieve the purpose built scheme. The development is forecast to provide 62 high-quality self-contained apartments for older people who have an assessed care need and require support with daily living.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/housing" title="housing">housing</a>, <a href="../../roofblog/tags/tag/older-people" title="older people">older people</a>, <a href="../../roofblog/tags/tag/home" title="home">home</a>, <a href="../../roofblog/tags/tag/Community" title="Community">Community</a>, <a href="../../roofblog/tags/tag/HCA" title="HCA">HCA</a>, <a href="../../roofblog/tags/tag/Community" title="community">community</a>, <a href="../../roofblog/tags/tag/assessment" title="assessment">assessment</a>, <a href="../../roofblog/tags/tag/care-home" title="care home">care home</a>, <a href="../../roofblog/tags/tag/funding" title="funding">funding</a>, <a href="../../roofblog/tags/tag/self-contained" title="self-contained">self-contained</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/legal_victory_allows_piles_of_rubbish_to_remain">Legal victory allows piles of rubbish to remain</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">04/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>A homeowner has won a legal victory overturning a council order demanding he tidy up piles of rubbish from his Surrey garden. Mr Wallace was served a notice under Section 215 of the Town and Country Planning Act by the council in May, Guildford Crown Court heard. He was ordered to remove the plastic bottles, tins, newspapers and other waste, cut back overgrown vegetation and leave the land clear and tidy at his Westcott homes. But he <a href="http://www.getsurrey.co.uk/news/s/2066205_legal_victory_allows_piles_of_rubbish_to_remain" title="appealed against the decision">appealed against the decision</a>, at first unsuccessfully at magistrates’ court, and then at the higher court. In allowing the appeal, Recorder Christopher Purchas said the evidence ‘does not go far enough to show Mr Wallace was interfering with the amenity of other people who live in the locality’.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/homeowner" title="homeowner">homeowner</a>, <a href="../../roofblog/tags/tag/garden" title="garden">garden</a>, <a href="../../roofblog/tags/tag/hoarder" title="hoarder">hoarder</a>, <a href="../../roofblog/tags/tag/waste" title="waste">waste</a>, <a href="../../roofblog/tags/tag/hoarding" title="hoarding">hoarding</a>, <a href="../../roofblog/tags/tag/Town-and-Country-Planning-Act" title="Town and Country Planning Act">Town and Country Planning Act</a>, <a href="../../roofblog/tags/tag/rubbish" title="rubbish">rubbish</a>, <a href="../../roofblog/tags/tag/council-order" title="council order">council order</a>, <a href="../../roofblog/tags/tag/magistrates" title="magistrates">magistrates</a>, <a href="../../roofblog/tags/tag/legal-victory" title="legal victory">legal victory</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/search_begins_for_homeless_world_cup_team">Search begins for Homeless World Cup team</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">04/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>The Big Issue in the North, together with a number of Premier League and Football League clubs, is <a href="http://www.homelessworldcup.org/groups/england/posts/search-begins-for-2010-england-team" title="holding regional open trials">holding regional open trials</a> to select the England team that will travel to compete in the Rio 2010 Homeless World Cup. The Homeless World Cup is an annual, international football tournament, uniting teams of people who are homeless and excluded. It has triggered and supports grassroots football projects in over 70 nations working with over 30,000 homeless and excluded people throughout the year.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/homelessness" title="homelessness">homelessness</a>, <a href="../../roofblog/tags/tag/homelessness" title="Homelessness">Homelessness</a>, <a href="../../roofblog/tags/tag/homeless" title="homeless">homeless</a>, <a href="../../roofblog/tags/tag/exclusion" title="exclusion">exclusion</a>, <a href="../../roofblog/tags/tag/tournament" title="tournament">tournament</a>, <a href="../../roofblog/tags/tag/excluded" title="excluded">excluded</a>, <a href="../../roofblog/tags/tag/open-trials" title="open trials">open trials</a>, <a href="../../roofblog/tags/tag/World-Cup" title="World Cup">World Cup</a>, <a href="../../roofblog/tags/tag/Big-Issue" title="Big Issue">Big Issue</a>, <a href="../../roofblog/tags/tag/grassroots" title="grassroots">grassroots</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/uk_housing_recovery_one_of_the_quickest_in_europe">UK housing recovery ‘one of the quickest’ in Europe</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">03/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>The British housing market is improving at a faster rate than property prices across most of the rest of Europe, a <a href="http://www.telegraph.co.uk/finance/personalfinance/7353426/Britains-housing-market-one-of-fastest-improving-in-Europe.html" title="report by the Royal Institution of Chartered Surveyors (RICS) has found">report by the Royal Institution of Chartered Surveyors (RICS) has found</a>. House prices rose in only five European countries, including Britain, during 2009. But other countries continued to suffer a sharp market correction, with prices diving by up to 53%. RICS warned that countries with vulnerable economies would continue to suffer from price falls and depressed markets during 2010. Norway led the revival, with property prices in the country rising by 12% during 2009, followed by Finland at 8% and Sweden at 7%. Britain was the fourth best performing country, with the average cost of a home ending the year 1% higher than it started it, although house prices had risen by 10% from their lowest point in April.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/housing-market" title="housing market">housing market</a>, <a href="../../roofblog/tags/tag/housing" title="housing">housing</a>, <a href="../../roofblog/tags/tag/house-prices" title="house prices">house prices</a>, <a href="../../roofblog/tags/tag/recession" title="recession">recession</a>, <a href="../../roofblog/tags/tag/economy" title="economy">economy</a>, <a href="../../roofblog/tags/tag/property" title="property">property</a>, <a href="../../roofblog/tags/tag/recovery" title="recovery">recovery</a>, <a href="../../roofblog/tags/tag/recession" title="Recession">Recession</a>, <a href="../../roofblog/tags/tag/house-prices" title="House prices">House prices</a>, <a href="../../roofblog/tags/tag/RICS" title="RICS">RICS</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/new_green_strategy_will_overhaul_britains_homes">New green strategy will ‘overhaul Britain’s homes’</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">03/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>The Government has <a href="http://www.decc.gov.uk/en/content/cms/news/pn2010_037/pn2010_037.aspx" title="set out new plans">set out new plans</a> to make Britain’s homes ‘greener, warmer and cheaper to run’. The strategy is aimed at cutting emissions from the UK’s homes by 29% by 2020. It will help people make smarter use of energy in homes, making it easier to take action and reduce bills. Installing some technologies, such as solid wall insulation, could see energy bills cut by £380 a year. The strategy will be implemented in a three stage plan: to insulate 6 million homes by the end of 2011; to have insulated all practical lofts and cavity walls by 2015; to have offered up to 7 million eco upgrades by 2020.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/government" title="government">government</a>, <a href="../../roofblog/tags/tag/environment" title="environment">environment</a>, <a href="../../roofblog/tags/tag/government" title="Government">Government</a>, <a href="../../roofblog/tags/tag/green" title="green">green</a>, <a href="../../roofblog/tags/tag/energy" title="energy">energy</a>, <a href="../../roofblog/tags/tag/2020" title="2020">2020</a>, <a href="../../roofblog/tags/tag/climate-change" title="climate change">climate change</a>, <a href="../../roofblog/tags/tag/insulation" title="insulation">insulation</a>, <a href="../../roofblog/tags/tag/insulate" title="insulate">insulate</a>, <a href="../../roofblog/tags/tag/household-bills" title="household bills">household bills</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/government_responds_to_mayors_london_housing_strategy">Government responds to Mayor’s London housing strategy</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">02/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>John Healey has published the Government’s response to the Mayor of London’s plans for affordable housing in the capital. He warns that the housing strategy will not sufficiently address the capital’s needs, and <a href="http://www.communities.gov.uk/news/corporate/1487202" title="outlines areas of particular concern">outlines areas of particular concern</a>, including plans to reduce the number of new social rented homes provided by councils and housing associations by an equivalent 2,755 homes a year compared to current plans.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/government" title="government">government</a>, <a href="../../roofblog/tags/tag/affordability" title="affordability">affordability</a>, <a href="../../roofblog/tags/tag/affordable-housing" title="affordable housing">affordable housing</a>, <a href="../../roofblog/tags/tag/London" title="London">London</a>, <a href="../../roofblog/tags/tag/housing" title="housing">housing</a>, <a href="../../roofblog/tags/tag/affordability" title="Affordability">Affordability</a>, <a href="../../roofblog/tags/tag/housing-association" title="housing association">housing association</a>, <a href="../../roofblog/tags/tag/government" title="Government">Government</a>, <a href="../../roofblog/tags/tag/Council" title="Council">Council</a>, <a href="../../roofblog/tags/tag/Council" title="council">council</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/services_at_risk_as_councils_face_spending_cuts">Services at risk as councils face spending cuts</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">02/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
</div>
<div class="summary">
<p>Councils are considering <a href="http://www.guardian.co.uk/society/2010/mar/01/councils-budget-cuts" title="plans to reduce their spending">plans to reduce their spending</a> including by cutting up to 170,000 public sector jobs in anticipation of a dramatic downturn in their budgets. Dame Margaret Eaton, chair of the Local Government Association, said that local authorities were being hit by a ‘perfect storm’ in the recession with increased pressure on their services and a squeeze on their budgets. Privately, councils are looking at how to slash their budgets by 15% over the next three years, using projections on the cuts necessary to reduce the £178m public deficit drawn-up by the respected Institute for Fiscal Studies.
</p>
</div>
</div>
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<div class="blog_tags">
<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/local-authority" title="local authority">local authority</a>, <a href="../../roofblog/tags/tag/recession" title="recession">recession</a>, <a href="../../roofblog/tags/tag/local-government" title="local government">local government</a>, <a href="../../roofblog/tags/tag/Council" title="Council">Council</a>, <a href="../../roofblog/tags/tag/Council" title="council">council</a>, <a href="../../roofblog/tags/tag/Budget" title="Budget">Budget</a>, <a href="../../roofblog/tags/tag/recession" title="Recession">Recession</a>, <a href="../../roofblog/tags/tag/Budget" title="budget">budget</a>, <a href="../../roofblog/tags/tag/public-sector" title="public sector">public sector</a>, <a href="../../roofblog/tags/tag/services" title="services">services</a></p>
</div>
</div>
<div class="blog_item clearfix">
<h2><a href="../../roofblog/2010/03/uk_should_make_homes_more_flood_resistant">UK should make homes more flood resistant</a></h2>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">02/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
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<div class="summary">
<p>The UK industry should develop more products to help builders and property owners make the 5.5 million properties at flood risk in England and Wales more resistant and resilient to flooding, Environment Agency chairman Lord Chris Smith says. Speaking at the National Flood Forum annual conference, Lord Smith also encouraged building merchants and DIY stores to offer advice to builders and members of the public on how to make properties more resilient to floods, so that drying out and cleaning up is faster and cheaper following any flooding. A recent <a href="http://www.environment-agency.gov.uk/news/116386.aspx?coverage=National&persona=Business%2c+Event%2c+Home%2c+Prosecution%2c+Science&sector=Agriculture%2c+Climate+change%2c+Construction%2c+Consultations%2c+Drought%2c+Energy%2c+Fishing+and+aquaculture%2c+Flood%2c+Pollution%2c+Regulation%2c+Reports%2c+Waste%2c+Water%2c+Wildlife+and+conservation&frompanel=1" title="Environment Agency study">Environment Agency study</a> into the devastating floods of summer 2007 found the average cost per flooded home was between £23,000 and £30,000 and a quarter of homeowners were not fully covered by insurance.
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<p><strong>Tags: </strong><a href="../../roofblog/tags/tag/environment" title="environment">environment</a>, <a href="../../roofblog/tags/tag/homeowner" title="homeowner">homeowner</a>, <a href="../../roofblog/tags/tag/property" title="property">property</a>, <a href="../../roofblog/tags/tag/insurance" title="insurance">insurance</a>, <a href="../../roofblog/tags/tag/properties" title="properties">properties</a>, <a href="../../roofblog/tags/tag/flooding" title="flooding">flooding</a>, <a href="../../roofblog/tags/tag/climate-change" title="climate change">climate change</a>, <a href="../../roofblog/tags/tag/Flood-Risk" title="Flood Risk">Flood Risk</a>, <a href="../../roofblog/tags/tag/floods" title="floods">floods</a>, <a href="../../roofblog/tags/tag/Flood-Risk" title="flood risk">flood risk</a></p>
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<h2><a href="../../roofblog/2010/03/councils_told_to_rethink_housing">Councils told to rethink housing</a></h2>
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<p class="blog_date">02/03/2024</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Renata Watson</p>
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<p>Local authorities should not adopt a ‘one size fits all’ approach when granting planning permission for housing, and should move away from the approach to planning policy that led to large-scale construction of high-density flats on urban brownfield land, <a href="http://www.communities.gov.uk/nhpau/newsroom/nhpautypedensity/" title="according to a report">according to a report</a> from the National Housing and Planning Advice Unit (NHPAU), a quango set up to advise government on housing policy. The NHPAU looked at the development of housing in a variety of densities and locations and concluded that while high-density housing was sometimes the most valuable, it often was not.
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