HEX
Server: Apache/2.4.58 (Ubuntu)
System: Linux ns3133907 6.8.0-86-generic #87-Ubuntu SMP PREEMPT_DYNAMIC Mon Sep 22 18:03:36 UTC 2025 x86_64
User: cssnetorguk (1024)
PHP: 8.2.28
Disabled: NONE
Upload Files
File: //old_home_backup/roofmagazine.org.uk/public_html/roofblog/2006/11/debt_cases_rise_20.html
<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Strict//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-strict.dtd">
<html>
	<head>
	<meta http-equiv="Content-Type" content="text/html; charset=UTF-8"/>
		<title>ROOF Magazine - ROOF Blog - Planning for affordability</title>
	<link rel="canonical" href="https://roofmagazine.org.uk/roofblog/2006/11/debt_cases_rise_20" />
		<link rel="shortcut icon" href="../../../images/roof/favicon.ico"/>
<meta name="Title" content="ROOF Magazine - Planning for affordability"/>
		<meta name="Description" content="A CONTROVERSIAL NEW LAW in Scotland that could see people lose their homes over £3,001 worth of unsecured debt was passed in the Scottish Parliament…"/>
		<meta name="Subject" content="Planning for affordability"/>
		<meta name="Publisher" content="ROOF Magazine, Shelter, 88 Old Street, London EC1V 9HU United Kingdom; roof@shelter.org.uk."/>
		<meta name="Date" content="29 November 2023"/>
		<meta name="Keywords" content="affordability, planning"/>
		<link rel="stylesheet" type="text/css" href="../../../roof_styles/reset.css"/>
		<link rel="stylesheet" type="text/css" href="../../../roof_styles/roofstyles.css"/>
		<script type="text/javascript" src="../../../scripts/jquery.js"></script>	
		<script type="text/javascript" src="../../../roof_scripts/basicscripts.js"></script>
		<script type="text/javascript" src="../../../roof_scripts/blog_scripts.js"></script>
		<!--[if lt IE 7]>
			<link rel="stylesheet" type="text/css" href="http://www.roofmagazine.org.uk/roof_styles/ie_less_seven.css" />
		<![endif]-->
<!--[if lte IE 6]>
<style type="text/css">
.clearfix { height: 1%; }
</style>
<![endif]-->
<!--[if IE 7]>
<style type="text/css">
.clearfix {display:inline-block;}
</style>
<![endif]-->
	</head>
	<body>
<script type="text/javascript">
try {
} catch(err) {}</script>
		<!--div id="baseline"></div-->
		<!--div id="columns"><div id="columns_bg"></div></div-->
		<div id="container" class="clearfix">
			<a name="topofpage"></a>
			<div class="line" id="adbar60">
  			<div id="toplh_ad">
   					<a href="/" target="_blank"><img src="../../../openx/www/images/homelessness_conf_2010.homelessanim.gif" width="468" height="60" alt="Lime Legal" title="Lime Legal" border="0"/></a><div id="beacon_ecea9f3878" style="position: absolute; left: 0px; top: 0px; visibility: hidden;"></div>
  			</div>
  			<div id="toprh_ad">
   					<a href="/" target="_blank"><img src="../../../openx/www/images/localgovbanner.gif" width="468" height="60" alt="LocalGov" title="LocalGov" border="0"/></a><div id="beacon_086b85c3a7" style="position: absolute; left: 0px; top: 0px; visibility: hidden;"></div>
			</div>
  			</div>
			<div class="line">
  			<div class="item" id="header">
   				<div class="sap-content">
   					<a href="/"><img src="../../../images/roof/roof_logo_final.png" alt="ROOF - For better housing" id="roof_logo"/></a>
   					<ul id="main_navigation">
     <li><a href="../../../roofblog">Blog</a></li>
     <li><a href="../../../features">Features</a></li>
     <li><a href="../../../opinion">Opinion</a></li>
     <li><a href="../../../jobs">Jobs</a></li>
     <li><a href="../../../diary">Diary</a></li>
     <li class="final_item"><a href="../../../about">About ROOF</a></li>
</ul>
   					<form method="post" action="/">
<div class="hiddenFields">
<input type="hidden" name="ACT" value="19"/>
<input type="hidden" name="XID" value="b05dc1686d5d0ac363f879056d722c42"/>
<input type="hidden" name="RP" value="search&amp;#47;results"/>
<input type="hidden" name="NRP" value=""/>
<input type="hidden" name="RES" value="10"/>
<input type="hidden" name="status" value=""/>
<input type="hidden" name="weblog" value="features|diary|roofblog|opinion|about"/>
<input type="hidden" name="search_in" value="everywhere"/>
<input type="hidden" name="where" value="all"/>
<input type="hidden" name="site_id" value="1"/>
</div>
	<div id="searchbox">
      		<input type="text" name="keywords" id="main_searchfield" value="Search this site"/>
      		<button id="main_search_button" type="submit"></button>			
      	</div>
</form>
   					<div id="subscription_promo">
	<p id="promo_text">Online access is now Free. If you have an existing subscription <a href="../../../subscriptions">click here</a> for more information</p>
<!--p id="password_reminder"><a href="https://roofmagazine.org.uk/subscriptions/reset_password.php">Forgot your password?</a></p-->
</div>
 					<!--div id="login_instruction">Login for your online access: </div--><!--div class="item" id="login_box"><form method="post" action="http://www.roofmagazine.org.uk/"  >
<div class='hiddenFields'>
<input type="hidden" name="XID" value="a650e9fedfdca280faaf4bd469b1a1e7" />
<input type="hidden" name="ACT" value="9" />
<input type="hidden" name="RET" value="//roofblog/2006/11/debt_cases_rise_20" />
<input type="hidden" name="site_id" value="1" />
</div>
      		<input type="text" id="login_user_name" value="ROOF reference" name="username" />
      		<input type="password" id="login_password" value="Password" name="password" />
      		<input type="submit" name="submit" value="Login" id="login_button" />			
</form>
</div-->
   				</div>
  			</div>
 			</div>
 			<div class="line clearfix">
  			<div class="item" id="content_column_blog">
<ul id="breadcrumb_trail" class="clearfix">
	<li><a href="/">ROOF</a></li>
	<li><a href="../../../roofblog">ROOF Blog</a></li><li><a href="../../../roofblog/2006/11">November 2006</a></li>
<li>Planning for affordability</li></ul>
						<div id="blog_single">
  						<div class="blog_item clearfix">
 			  				<h1>Debt cases rise 20%</h1>
 						<div class="clearfix">
  						<div class="post_details">
							<p class="blog_date">08/11/2023</p>
							<p class="blog_author"><strong>Posted by:</strong><br/>Julian Birch</p>
							</div>
  						<div class="summary">
								<p><strong>CONSUMER PROBLEMS</strong> with housing debt rose 20% last year, according to <a href="http://www.citizensadvice.org.uk/macnn/press_20061107a"><strong>Citizens Advice</strong></a> statistics published yesterday on people needing its help.</p>
<p>The charity dealt with 127,000 housing debt problems &ndash; including problems with mortgages, secured loans and rent arrears &ndash; in 2005/06. Nearly 10,000 of these were people threatened with repossession and 2,000 facing actual repossession or eviction. The rate of increase in housing debt problems was almost double the 11% increase in overall cases dealt with by its advice bureaux. They also dealt with 45% more cases of householders with council tax debt problems.</p>
<p>Chief executive David Harker said:</p>
<blockquote><p>&#8220;We are particularly concerned by the sharp rise in enquiries from people getting behind with mortgage payments and having trouble paying council tax, gas and electricity bills, at a time when court action that can lead to repossession is on the increase, and fuel prices are rising steeply. This is likely to lead to more people than ever experiencing the sort of serious debt problems our advisers are already seeing day in day out.&rdquo;</p></blockquote>
							</div>
							<div class="blogbody">
							</div>
							<div class="blogextended">
							</div>
							</div>
							<div class="blog_tags">
<div id="sharethis">
<a href="http://www.addthis.com/bookmark.php" onclick="return addthis_open(this, 'email', '[URL]', '[TITLE]');" border="0" class="at_email">Email this</a>
<a href="http://www.addthis.com/bookmark.php?v=250&amp;pub=xa-4a48c802796d85f1" onmouseover="return addthis_open(this, '', '[URL]', '[TITLE]')" onmouseout="addthis_close()" onclick="return addthis_sendto()" class="at_share">Share this</a>
<script type="text/javascript" src="../../../js/250/addthis_widget-pub-xa-4a48c802796d85f1.js"></script>
</div>
								<p><strong>Tags: </strong><a href="../../../roofblog/tags/tag/mortgage" title="mortgage">mortgage</a>, <a href="../../../roofblog/tags/tag/affordability" title="affordability">affordability</a>, <a href="../../../roofblog/tags/tag/council-tax" title="council tax">council tax</a<>
							</div>
<div id="nextprev" class="clearfix">
<p id="previous_link"><strong>Previous article:</strong> <a href="../../../roofblog/2006/11/road_to_destitution">Road to destitution</a></p>
<p id="next_link"><strong>Next article</strong> <a href="../../../roofblog/2006/11/life_sentence">Life sentence</a></p>
</div>
							</div>
<div id="comment_list">
								<a name="comments"></a>
								<h3>Comments:</h3>
							<div class="comment_text">
<p>No comments have been made on this article yet.</p>
</div>
							</div>
							<form id="comment_form" method="post" action="../../../roofblog/2006/11/debt_cases_rise_20">
<div class="hiddenFields">
<input type="hidden" name="ACT" value="1"/>
<input type="hidden" name="RET" value="http://www.roofmagazine.org.uk/roofblog/2006/11/debt_cases_rise_20/"/>
<input type="hidden" name="URI" value="/roofblog/2006/11/debt_cases_rise_20/"/>
<input type="hidden" name="PRV" value=""/>
<input type="hidden" name="XID" value="cb313347e33c8a6b9290739024f589b0"/>
<input type="hidden" name="entry_id" value="39"/>
<input type="hidden" name="site_id" value="1"/>
</div>
							<div id="comment_input">
							<h3>Leave a comment</h3>
														<p id="comment_name_field"><label for="comment_name">Name:</label><br/><input name="name" id="comment_name" type="text" value=""/></p>
							<p id="comment_email_field"><label for="comment_email">Email:</label><br/><input name="email" id="comment_email" type="text" value=""/></p>
							<p><textarea name="comment" id="comment" cols="50" rows="10"></textarea></p>
								<div id="captcha_fields">
							<p>Enter the word you see below:<br/> <input type="text" name="captcha" value="" size="20" maxlength="20"/></p>
</div>
							<p><input type="submit" name="submit" value="Submit" id="submit_comment"/></p>
							<!--p><input type="submit" name="preview" value="Preview" id="preview_comment" /></p-->
								</div>
							</form>
  					</div>
				</div>
<div id="blog_rh_col" class="item">
  			<div id="mpu_ad_area">
  			<a href="/" target="_blank"><img src="../../../openx/www/images/hcsroofbanner.gif" width="300" height="250" alt="Housing Care and Support conference" title="Housing Care and Support conference" border="0"/></a><div id="beacon_0009527cdb" style="position: absolute; left: 0px; top: 0px; visibility: hidden;"></div>
  			</div>
  			<div class="" id="blog_tags_column_nested">
  				<form id="mailinglist_form" method="post" action="/">
<div class="hiddenFields">
<input type="hidden" name="XID" value="0507ef1805f42020b5e232daf707bf99"/>
<input type="hidden" name="ACT" value="3"/>
<input type="hidden" name="RET" value="http://www.roofmagazine.org.uk/roofblog/2006/11/debt_cases_rise_20/"/>
<input type="hidden" name="list" value="blog_notification"/>
<input type="hidden" name="site_id" value="1"/>
</div>
<div id="mailinglistbox" class="clearfix">
<h3>Join the ROOF mailing list</h3>
<p>Receive notification via email of new posts on the ROOF Blog</p>
<p><input id="mailing_email" type="text" name="email" value="Your email"/></p>
<p><input id="mail_submit" type="submit" value="Submit"/></p>
</div>
</form>
  				<div id="tag_cloud">
	<h3>All tags</h3>
	<div id="cloud">
		<a href="../../../roofblog/tags/tag/2020" title="2020" style="font-size:10px;">2020,</a> 
		<a href="../../../roofblog/tags/tag/A-E" title="A&amp;E" style="font-size:10px;">A&E;,</a> 
		<a href="../../../roofblog/tags/tag/accessibility" title="accessibility" style="font-size:10px;">accessibility,</a> 
		<a href="../../../roofblog/tags/tag/accommodation" title="accommodation" style="font-size:10px;">accommodation,</a> 
		<a href="../../../roofblog/tags/tag/activism" title="activism" style="font-size:10px;">activism,</a> 
		<a href="../../../roofblog/tags/tag/admissions" title="admissions" style="font-size:10px;">admissions,</a> 
		<a href="../../../roofblog/tags/tag/adults" title="adults" style="font-size:10px;">adults,</a> 
		<a href="../../../roofblog/tags/tag/advertising" title="advertising" style="font-size:10px;">advertising,</a> 
		<a href="../../../roofblog/tags/tag/advice" title="advice" style="font-size:10px;">advice,</a> 
		<a href="../../../roofblog/tags/tag/advice-service" title="advice service" style="font-size:10px;">advice service,</a> 
		<a href="../../../roofblog/tags/tag/affluence" title="affluence" style="font-size:10px;">affluence,</a> 
		<a href="../../../roofblog/tags/tag/affordability" title="affordability" style="font-size:18px;">affordability,</a> 
		<a href="../../../roofblog/tags/tag/affordability" title="Affordability" style="font-size:12px;">Affordability,</a> 
		<a href="../../../roofblog/tags/tag/affordable" title="affordable" style="font-size:10px;">affordable,</a> 
		<a href="../../../roofblog/tags/tag/affordable-homes" title="affordable homes" style="font-size:16px;">affordable homes,</a> 
		<a href="../../../roofblog/tags/tag/affordable-housing" title="affordable housing" style="font-size:12px;">affordable housing,</a> 
		<a href="../../../roofblog/tags/tag/affordable-rent" title="affordable rent" style="font-size:10px;">affordable rent,</a> 
		<a href="../../../roofblog/tags/tag/ageing-population" title="ageing population" style="font-size:10px;">ageing population,</a> 
		<a href="../../../roofblog/tags/tag/agency" title="agency" style="font-size:10px;">agency,</a> 
		<a href="../../../roofblog/tags/tag/agents" title="agents" style="font-size:10px;">agents,</a> 
	</div>
</div>
<div id="blog_archives">
	<h3>Blog archive</h3>
<h4>2010</h4>
	<ul id="months_2010">
		<li><a href="../../../roofblog/2010/03">March 2010</a></li>
		<li><a href="../../../roofblog/2010/02">February 2010</a></li>
		<li><a href="../../../roofblog/2010/01">January 2010</a></li>
	</ul>
<h4>2009</h4>
	<ul id="months_2009">
		<li><a href="../../../roofblog/2009/12">December 2009</a></li>
		<li><a href="../../../roofblog/2009/11">November 2009</a></li>
		<li><a href="../../../roofblog/2009/10">October 2009</a></li>
		<li><a href="../../../roofblog/2009/09">September 2009</a></li>
		<li><a href="../../../roofblog/2009/08">August 2009</a></li>
		<li><a href="../../../roofblog/2009/07">July 2009</a></li>
		<li><a href="../../../roofblog/2009/06">June 2009</a></li>
		<li><a href="../../../roofblog/2009/05">May 2009</a></li>
		<li><a href="../../../roofblog/2009/04">April 2009</a></li>
		<li><a href="../../../roofblog/2009/03">March 2009</a></li>
		<li><a href="../../../roofblog/2009/02">February 2009</a></li>
		<li><a href="../../../roofblog/2009/01">January 2009</a></li>
	</ul>
<h4>2008</h4>
	<ul id="months_2008">
		<li><a href="../../../roofblog/2008/12">December 2008</a></li>
		<li><a href="../../../roofblog/2008/11">November 2008</a></li>
		<li><a href="../../../roofblog/2008/10">October 2008</a></li>
		<li><a href="../../../roofblog/2008/09">September 2008</a></li>
		<li><a href="../../../roofblog/2008/08">August 2008</a></li>
		<li><a href="../../../roofblog/2008/07">July 2008</a></li>
		<li><a href="../../../roofblog/2008/06">June 2008</a></li>
		<li><a href="../../../roofblog/2008/05">May 2008</a></li>
		<li><a href="../../../roofblog/2008/04">April 2008</a></li>
		<li><a href="../../../roofblog/2008/03">March 2008</a></li>
		<li><a href="../../../roofblog/2008/02">February 2008</a></li>
		<li><a href="../../../roofblog/2008/01">January 2008</a></li>
	</ul>
<h4>2007</h4>
	<ul id="months_2007">
		<li><a href="../../../roofblog/2007/12">December 2007</a></li>
		<li><a href="../../../roofblog/2007/11">November 2007</a></li>
		<li><a href="../../../roofblog/2007/10">October 2007</a></li>
		<li><a href="../../../roofblog/2007/09">September 2007</a></li>
		<li><a href="../../../roofblog/2007/08">August 2007</a></li>
		<li><a href="../../../roofblog/2007/07">July 2007</a></li>
		<li><a href="../../../roofblog/2007/06">June 2007</a></li>
		<li><a href="../../../roofblog/2007/05">May 2007</a></li>
		<li><a href="../../../roofblog/2007/04">April 2007</a></li>
		<li><a href="../../../roofblog/2007/03">March 2007</a></li>
		<li><a href="../../../roofblog/2007/02">February 2007</a></li>
		<li><a href="../../../roofblog/2007/01">January 2007</a></li>
	</ul>
<h4>2006</h4>
	<ul id="months_2006">
		<li><a href="../../../roofblog/2006/12">December 2006</a></li>
		<li><a href="../../../roofblog/2006/11">November 2006</a></li>
		<li><a href="../../../roofblog/2006/10">October 2006</a></li>
		<li><a href="../../../roofblog/2006/09">September 2006</a></li>
	</ul>
</div>
  			</div>
  			<div class="" id="advertising_column_blog">
  				<script type="text/javascript"><!--//<![CDATA[
   var m3_u = (location.protocol=='https:'?'https://roofmagazine.org.uk/openx/www/delivery/ajs.php':'/');
   var m3_r = Math.floor(Math.random()*99999999999);
   if (!document.MAX_used) document.MAX_used = ',';
   document.write ("<scr"+"ipt type='text/javascript' src='"+m3_u);
   document.write ("?zoneid=1");
   document.write ('&amp;cb=' + m3_r);
   if (document.MAX_used != ',') document.write ("&amp;exclude=" + document.MAX_used);
   document.write (document.charset ? '&amp;charset='+document.charset : (document.characterSet ? '&amp;charset='+document.characterSet : ''));
   document.write ("&amp;loc=" + escape(window.location));
   if (document.referrer) document.write ("&amp;referer=" + escape(document.referrer));
   if (document.context) document.write ("&context=" + escape(document.context));
   if (document.mmm_fo) document.write ("&amp;mmm_fo=1");
   document.write ("'><\/scr"+"ipt>");
//]]>--></script><noscript><a href="/" target="_blank"><img src="../../../openx/www/delivery/avw_php-zoneid-1-cb-INSERT_RANDOM_NUMBER_HERE-n-aa9d368a.jpg" border="0" alt=""/></a></noscript>
  				<div id="google_160">
<script type="text/javascript"><!--
/* 160x600, created 2/3/09 */
//-->
</script>
</div>
  			</div>
</div>
  		</div>
			<div class="line">
				<div class="item" id="btt">
					<p><a href="#topofpage">Back to top of page</a></p>
				</div>
			</div>
			<div class="line">
				<div class="item" id="footer">
					<div id="footer_menu">
	<h3><a href="../../../about">About this site</a></h3>
	<ul>
		<li><a href="http://england.shelter.org.uk/shop/subscriptions/roof_magazine">Subscriptions information</a></li>
		<li><a href="../../../about/copyright">Disclaimer and copyright</a></li>
		<li><a href="../../../about/privacy">Privacy policy</a></li>
	</ul>
</div>
<p id="roof_contact">&copy; 2005-09 ROOF Magazine | ROOF 88 Old Street, London EC1V 9HU</p>
<script type="text/javascript">
try {
} catch(err) {}</script>
				</div>
			</div>
		</div>		
	</body>
</html>