File: //old_home_backup/answerbag.co.uk/public_html/blog.html
<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
<html lang="en-GB" xmlns:fb="http://ogp.me/ns/fb#" xmlns:addthis="http://www.addthis.com/help/api-spec" prefix="og: http://ogp.me/ns#">
<head><meta http-equiv="Content-Type" content="text/html; charset=UTF-8" />
<meta charset="UTF-8">
<meta name="viewport" content="width=device-width, initial-scale=1" />
<title>Blog – Answer Bag 2019 </title>
<meta name="robots" content="noodp,noydir"/>
<meta name="description" content="Gain an insider’s perspective on the latest developments in the financial industry in our blog."/>
<link rel="canonical" href="http://www.answerbag.co.uk/blog" />
<link rel="next" href="http://www.answerbag.co.uk/blog/page/2" />
<meta property="og:locale" content="en_GB" />
<meta property="og:type" content="website" />
<meta property="og:title" content="Blog – Answer Bag" />
<meta property="og:url" content="http://www.answerbag.co.uk/blog" />
<meta property="og:site_name" content="Answer Bag" />
<!-- / Yoast WordPress SEO plugin. -->
<link rel='stylesheet' id='monthly-mortgage-css-css' href='../wp-content/plugins/simple-monthly-mortgage-calc/monthly-mortgage-style.css' media='all' />
<link rel='stylesheet' id='totop-css' href='../wp-content/plugins/totop-link/totop-link.css' media='all' />
<link rel='stylesheet' id='output-css' href='../wp-content/plugins/addthis/css/output.css' media='all' />
<link rel='stylesheet' id='usquare-css-css' href='../wp-content/plugins/usquare/css/frontend/usquare_style.css' media='all' />
<link rel='stylesheet' id='customfont1-css' href='../wp-content/plugins/usquare/fonts/ostrich_20sans/stylesheet.css' media='all' />
<link rel='stylesheet' id='customfont2-css' href='../wp-content/plugins/usquare/fonts/PT_20sans/stylesheet.css' media='all' />
<link rel='stylesheet' id='contact-form-7-css' href='../wp-content/plugins/contact-form-7/includes/css/styles.css' media='all' />
<link rel='stylesheet' id='digg-digg-css' href='../wp-content/plugins/digg-digg/css/diggdigg-style.css' media='screen' />
<link rel='stylesheet' id='DOPShortcodesStyleInteractiveElementsIcons-css' href='../wp-content/plugins/dop-shortcodes/assets/gui/css/style-dopshortcodes-interactive-elements-icons.css' media='all' />
<link rel='stylesheet' id='DOPShortcodesStyleSocialIcons-css' href='../wp-content/plugins/dop-shortcodes/assets/gui/css/style-dopshortcodes-social-icons.css' media='all' />
<link rel='stylesheet' id='DOPShortcodesStyle-css' href='../wp-content/plugins/dop-shortcodes/assets/gui/css/style-dopshortcodes.css' media='all' />
<link rel='stylesheet' id='papergrid-css-css' href='../wp-content/plugins/papergrid/css/papergrid-frontend.css' media='all' />
<link rel='stylesheet' id='symple_shortcode_styles-css' href='../wp-content/plugins/symple-shortcodes/includes/css/symple_shortcodes_styles.css' media='all' />
<link rel='stylesheet' id='toggler-style-css' href='../wp-content/plugins/toggler/css/toggler.css' media='all' />
<link rel='stylesheet' id='ubermenu-basic-css' href='../wp-content/plugins/ubermenu/standard/styles/basic.css' media='all' />
<link rel='stylesheet' id='ubermenu-flat-green-css' href='../wp-content/plugins/ubermenu-skins-flat/skins/green.css' media='all' />
<link rel='stylesheet' id='normalize-css' href='../wp-content/themes/consumer/normalize.css' media='all' />
<link rel='stylesheet' id='style-css' href='../wp-content/themes/consumer/style.css' media='all' />
<link rel='stylesheet' id='print-css' href='../wp-content/themes/consumer/print.css' media='print' />
<link rel='stylesheet' id='debt_style-css' href='../wp-content/plugins/debt-calculator/css/debt.css' media='all' />
<link rel='stylesheet' id='page-list-style-css' href='../wp-content/plugins/page-list/css/page-list.css' media='all' />
<link rel='stylesheet' id='zilla-share-css' href='../wp-content/plugins/zilla-share/styles/zilla-share.css' media='all' />
<link rel='stylesheet' id='mr_social_sharing-css' href='../wp-content/plugins/social-sharing-toolkit/style_2.1.2.css' media='all' />
<link rel='stylesheet' id='mr_social_sharing_custom-css' href='../wp-content/uploads/social_sharing_custom.css' media='all' />
<script type='text/javascript' src='../js/jquery.min.js'></script>
<script type='text/javascript'>try{jQuery.noConflict();}catch(e){};</script>
<script type='text/javascript' src='../wp-content/plugins/simple-monthly-mortgage-calc/jquery.validate.js'></script>
<script type='text/javascript' src='../wp-content/plugins/contact-form-7/includes/js/jquery.form.min.js'></script>
<script type='text/javascript' src='../wp-content/plugins/simple-monthly-mortgage-calc/monthly-mortgage-actions.js'></script>
<script type='text/javascript' src='../wp-content/plugins/totop-link/totop-link.js'></script>
<script type='text/javascript' src='../wp-content/plugins/usquare/js/frontend/jquery.easing.1.3.js'></script>
<script type='text/javascript' src='../wp-content/plugins/usquare/js/frontend/jquery.usquare.js'></script>
<script type='text/javascript' src='../wp-content/plugins/usquare/js/frontend/jquery.mousewheel.min.js'></script>
<script type='text/javascript' src='../wp-content/plugins/usquare/js/frontend/jquery.tinyscrollbar.min.js'></script>
<script type='text/javascript' src='../wp-content/plugins/better-wordpress-showhide-elements/showhide.js'></script>
<script type='text/javascript' src='../js/jquery-ui.min.js'></script>
<script type='text/javascript' src='../wp-content/plugins/dop-shortcodes/assets/js/jquery.dop.ImageLoader.js'></script>
<script type='text/javascript' src='../wp-content/plugins/toggler/js/toggler.min.js'></script>
<script type='text/javascript' src='../wp-content/plugins/debt-calculator/js/calculator.js'></script>
<link rel='stylesheet' id='wop-css' href='../wp-content/plugins/widgets-on-pages/wop.css' type='text/css' media='all' />
<!-- UberMenu CSS - Controlled through UberMenu Options Panel
================================================================ -->
<style type="text/css" id="ubermenu-style-generator-css">
/* Image Text Padding */
#megaMenu .ss-nav-menu-with-img > a > .wpmega-link-title, #megaMenu .ss-nav-menu-with-img > a > .wpmega-link-description, #megaMenu .ss-nav-menu-with-img > a > .wpmega-item-description, #megaMenu .ss-nav-menu-with-img > span.um-anchoremulator > .wpmega-link-title, #megaMenu .ss-nav-menu-with-img > span.um-anchoremulator > .wpmega-link-description, #megaMenu .ss-nav-menu-with-img > span.um-anchoremulator > .wpmega-item-description{
padding-left: 23px;
}
/* Custom Tweaks - UberMenu Style Configuration Settings */
#megaMenu ul.megaMenu > li.menu-item { padding: 0px 10px; }
#megaMenu.wpmega-preset-flat-green ul.megaMenu > li.menu-item.current-menu-item > a,
#megaMenu.wpmega-preset-flat-green ul.megaMenu > li.menu-item.current-menu-parent > a,
#megaMenu.wpmega-preset-flat-green ul.megaMenu > li.menu-item.current-menu-ancestor > a {
background: none;
}
#megaMenu.wpmega-preset-flat-green {
background: #505050;
}
#megaMenu.wpmega-preset-flat-green ul.megaMenu > li.menu-item:hover > a,
#megaMenu.wpmega-preset-flat-green ul.megaMenu > li.menu-item > a:hover,
#megaMenu.wpmega-preset-flat-green ul.megaMenu > li.menu-item.megaHover > a,
#megaMenu.wpmega-preset-flat-green ul.megaMenu > li.menu-item:hover > span.um-anchoremulator,
#megaMenu.wpmega-preset-flat-green ul.megaMenu > li.menu-item > span.um-anchoremulator:hover,
#megaMenu.wpmega-preset-flat-green ul.megaMenu > li.menu-item.megaHover > span.um-anchoremulator {
background-color: #39b54a;
}
</style>
<!-- end UberMenu CSS -->
<!--[if lt IE 9]>
<![endif]-->
<link href="http://fonts.googleapis.com/css?family=Open+Sans" rel="stylesheet" type="text/css">
<link href='http://fonts.googleapis.com/css?family=Josefin+Slab' rel='stylesheet' type='text/css'>
<link href='http://fonts.googleapis.com/css?family=Coming+Soon' rel='stylesheet' type='text/css'>
<link href="../css/font-awesome.css" rel="stylesheet">
<!-- BEGIN Tynt Script -->
<script type="text/javascript">
if(document.location.protocol=='http:'){
var Tynt=Tynt||[];Tynt.push('c1QhN2eyyr4559acwqm_6r');
(function(){var s=document.createElement('script');s.async="async";s.type="text/javascript";s.src='http://tcr.tynt.com/ti.js';var h=document.getElementsByTagName('script')[0];h.parentNode.insertBefore(s,h);})();
}
</script>
<!-- END Tynt Script -->
</head>
<body class="">
<div class="page-wrapper">
<div class="shadow-wrapper">
<header>
<div class="cookies" style="padding-bottom:4px; margin-top:-1px; width: 100%; height: auto;"><center><font style="font-family:'Open Sans', sans-serif;font-size:12px;">When you visit our website, we may send you a cookie. To learn more, please refer to our <a href="../privacy-policy/">Privacy Policy</a>. By continuing to use our website, you agree to this.</font></center>
</div>
<div class="cookies-mobile" style="padding-bottom:4px; margin-top:-1px; width: 100%; height: auto;"><center><font style="font-family:'Open Sans', sans-serif;font-size:12px;">By continuing, you agree to our <a href="../privacy-policy/">Cookie Policy</a>.</font></center>
</div>
<div class="frame">
<div class="logo"><a href="/"><img src="../wp-content/uploads/2013/10/logo_final.png" alt="" /></a></div>
<!-- search -->
<div class="search-form cf">
<form method="get" action="/" role="search">
<input class="text" type="search" name="s" value="Search" onfocus="if(this.value==this.defaultValue){this.value=''}" onblur="if(!this.value){this.value=this.defaultValue;}" />
<input type="image" src="../wp-content/themes/consumer/i/search-btn.gif" alt="Find" class="btn" />
</form>
</div>
<!-- /search-form -->
</div>
<!-- /frame -->
</header>
<!-- /header -->
<nav class="menu-uber">
<div id="megaMenu" class="megaMenuContainer megaMenu-nojs wpmega-preset-flat-green megaResponsive megaResponsiveToggle wpmega-withjs megaMenuOnHover megaFullWidth megaMenuHorizontal wpmega-noconflict megaMinimizeResiduals megaResetStyles"><div id="megaMenuToggle" class="megaMenuToggle">Menu <span class="megaMenuToggle-icon"></span></div><ul id="megaUber" class="megaMenu"><li id="menu-item-65" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-0 ss-nav-menu-item-depth-0 ss-nav-menu-reg um-flyout-align-center"><a href="/"><span class="wpmega-link-title">Home</span></a></li><li id="menu-item-122" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children mega-with-sub ss-nav-menu-item-1 ss-nav-menu-item-depth-0 ss-nav-menu-reg um-flyout-align-center ss-nav-menu-nolink"><span class="um-anchoremulator" ><span class="wpmega-link-title">Our Organisation</span></span>
<ul class="sub-menu sub-menu-1">
<li id="menu-item-64" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-1"><a href="../about-us/"><span class="wpmega-link-title">About Us</span></a></li><li id="menu-item-54" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-1"><a href="../contact-us/"><span class="wpmega-link-title">Contact Us</span></a></li></ul>
</li><li id="menu-item-123" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children mega-with-sub ss-nav-menu-item-2 ss-nav-menu-item-depth-0 ss-nav-menu-mega ss-nav-menu-mega-fullWidth ss-nav-menu-mega-alignCenter ss-nav-menu-nolink"><span class="um-anchoremulator" ><span class="wpmega-link-title">Advice and Guides</span></span>
<ul class="sub-menu sub-menu-1">
<li id="menu-item-461" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children ss-nav-menu-item-depth-1 ss-nav-menu-nolink"><span class="um-anchoremulator" ><span class="wpmega-link-title">Money</span></span>
<ul class="sub-menu sub-menu-2">
<li id="menu-item-447" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../credit-cards/"><span class="wpmega-link-title">Credit Cards</span></a></li><li id="menu-item-448" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../debt-management/"><span class="wpmega-link-title">Debt Management</span></a></li><li id="menu-item-453" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../investing/"><span class="wpmega-link-title">Investing</span></a></li><li id="menu-item-459" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../taxes/"><span class="wpmega-link-title">Taxes</span></a></li> </ul>
</li><li id="menu-item-463" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children ss-nav-menu-item-depth-1"><a href="../insurance/"><span class="wpmega-link-title">Insurance</span></a>
<ul class="sub-menu sub-menu-2">
<li id="menu-item-446" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../car-insurance/"><span class="wpmega-link-title">Car Insurance</span></a></li><li id="menu-item-454" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../life-insurance/"><span class="wpmega-link-title">Life Insurance</span></a></li><li id="menu-item-451" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../home-insurance/"><span class="wpmega-link-title">Home Insurance</span></a></li><li id="menu-item-460" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../travel-insurance/"><span class="wpmega-link-title">Travel Insurance</span></a></li> </ul>
</li><li id="menu-item-462" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children ss-nav-menu-item-depth-1 ss-nav-menu-nolink"><span class="um-anchoremulator" ><span class="wpmega-link-title">Loans</span></span>
<ul class="sub-menu sub-menu-2">
<li id="menu-item-455" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../loans/mortgages/"><span class="wpmega-link-title">Mortgages</span></a></li><li id="menu-item-768" class="menu-item menu-item-type-custom menu-item-object-custom ss-nav-menu-item-depth-2"><a href="../payday-loans-guide/"><span class="wpmega-link-title">Payday Loans</span></a></li><li id="menu-item-458" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../loans/student-loans/"><span class="wpmega-link-title">Student Loans</span></a></li> </ul>
</li><li id="menu-item-464" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children ss-nav-menu-item-depth-1 ss-nav-menu-nolink"><span class="um-anchoremulator" ><span class="wpmega-link-title">Other</span></span>
<ul class="sub-menu sub-menu-2">
<li id="menu-item-449" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../fraud/"><span class="wpmega-link-title">Fraud</span></a></li><li id="menu-item-450" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../gambling/"><span class="wpmega-link-title">Gambling</span></a></li><li id="menu-item-457" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../retirement-planning/"><span class="wpmega-link-title">Retirement Planning</span></a></li> </ul>
</li></ul>
</li><li id="menu-item-203" class="menu-item menu-item-type-custom menu-item-object-custom current-menu-ancestor current-menu-parent menu-item-has-children mega-with-sub ss-nav-menu-item-3 ss-nav-menu-item-depth-0 ss-nav-menu-reg um-flyout-align-center ss-nav-menu-nolink"><span class="um-anchoremulator" ><span class="wpmega-link-title">Industry Insider</span></span>
<ul class="sub-menu sub-menu-1">
<li id="menu-item-57" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-1"><a href="../news/"><span class="wpmega-link-title">News and Reports</span></a></li><li id="menu-item-649" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-1"><a href="../share-your-story/"><span class="wpmega-link-title">Share Your Story</span></a></li><li id="menu-item-63" class="menu-item menu-item-type-post_type menu-item-object-page current-menu-item page_item page-item-23 current_page_item current_page_parent ss-nav-menu-item-depth-1"><a href="../blog/"><span class="wpmega-link-title">Blog</span></a></li></ul>
</li><li id="menu-item-465" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children mega-with-sub ss-nav-menu-item-4 ss-nav-menu-item-depth-0 ss-nav-menu-mega ss-nav-menu-mega-fullWidth ss-nav-menu-mega-alignCenter ss-nav-menu-nolink"><span class="um-anchoremulator" ><span class="wpmega-link-title">Tools & Calculators</span></span>
<ul class="sub-menu sub-menu-1">
<li id="menu-item-466" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children ss-nav-menu-item-depth-1 ss-nav-menu-nolink"><span class="um-anchoremulator" ><span class="wpmega-link-title">Credit Card Calculators</span></span>
<ul class="sub-menu sub-menu-2">
<li id="menu-item-467" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../credit-cards/calculators/credit-card-repayment/"><span class="wpmega-link-title">Credit Card Repayment</span></a></li> </ul>
</li><li id="menu-item-468" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children ss-nav-menu-item-depth-1 ss-nav-menu-nolink"><span class="um-anchoremulator" ><span class="wpmega-link-title">Mortgage Calculators</span></span>
<ul class="sub-menu sub-menu-2">
<li id="menu-item-469" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../loans/mortgages/calculators/mortgage-repayment/"><span class="wpmega-link-title">Mortgage Repayment</span></a></li> </ul>
</li><li id="menu-item-548" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children ss-nav-menu-item-depth-1 ss-nav-menu-nolink"><span class="um-anchoremulator" ><span class="wpmega-link-title">Debt Calculators</span></span>
<ul class="sub-menu sub-menu-2">
<li id="menu-item-549" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../debt-management/calculators/debt-repayment/"><span class="wpmega-link-title">Debt Repayment</span></a></li> </ul>
</li><li id="menu-item-550" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children ss-nav-menu-item-depth-1 ss-nav-menu-nolink"><span class="um-anchoremulator" ><span class="wpmega-link-title">Payday Loan Calculators</span></span>
<ul class="sub-menu sub-menu-2">
<li id="menu-item-551" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../loans/payday-loan/calculators/payday-loan-repayment/"><span class="wpmega-link-title">Payday Loan Repayment</span></a></li> </ul>
</li><li id="menu-item-567" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children ss-nav-menu-item-depth-1 ss-nav-menu-nolink"><span class="um-anchoremulator" ><span class="wpmega-link-title">Car Insurance Calculators</span></span>
<ul class="sub-menu sub-menu-2">
<li id="menu-item-568" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../car-insurance/calculators/car-cost-calculator/"><span class="wpmega-link-title">Car Cost to Own Calculator</span></a></li> </ul>
</li><li id="menu-item-569" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children ss-nav-menu-item-depth-1 ss-nav-menu-nolink"><span class="um-anchoremulator" ><span class="wpmega-link-title">Investing Calculators</span></span>
<ul class="sub-menu sub-menu-2">
<li id="menu-item-570" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../investing/calculators/regular-savings-calculator/"><span class="wpmega-link-title">Regular Savings Calculator</span></a></li> </ul>
</li><li id="menu-item-571" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children ss-nav-menu-item-depth-1 ss-nav-menu-nolink"><span class="um-anchoremulator" ><span class="wpmega-link-title">Student Loan Calculators</span></span>
<ul class="sub-menu sub-menu-2">
<li id="menu-item-572" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-2"><a href="../loans/student-loans/calculators/student-loan-repayment/"><span class="wpmega-link-title">Student Loan Repayment Calculator</span></a></li> </ul>
</li></ul>
</li><li id="menu-item-207" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children mega-with-sub ss-nav-menu-item-5 ss-nav-menu-item-depth-0 ss-nav-menu-reg um-flyout-align-center"><a href="#"><span class="wpmega-link-title">Other Resources</span></a>
<ul class="sub-menu sub-menu-1">
<li id="menu-item-59" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-1"><a href="../helpful-organisations/"><span class="wpmega-link-title">Helpful Organisations</span></a></li><li id="menu-item-200" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-1"><a href="../financial-glossary/"><span class="wpmega-link-title">Financial Glossary</span></a></li><li id="menu-item-694" class="menu-item menu-item-type-post_type menu-item-object-page ss-nav-menu-item-depth-1"><a href="../international-scholarship/"><span class="wpmega-link-title">International Scholarship Programme</span></a></li></ul>
</li></ul></div>
</nav>
<div style="clear:both;"></div>
<!-- /menu -->
<div class="columns">
<div class="frame cf">
<div class="path">
<span prefix="v: http://rdf.data-vocabulary.org/#">
<span typeof="v:Breadcrumb"><a href="/" rel="v:url" property="v:title">Home</a></span> > <span typeof="v:Breadcrumb"><span class="breadcrumb_last" property="v:title">Blog</span></span>
</span></div>
<section class="content content-left content-blog"><div class="wrapper">
<h1>Blog</h1>
<!-- article -->
<article id="post-772" class="post-772 post type-post status-publish format-standard hentry category-payday-loans">
<div class="post-share"><div class="addthis_toolbox addthis_default_style addthis_32x32_style">
<a class="addthis_button_facebook" addthis:url="http://www.answerbag.co.uk/blog/update-regulation-payday-loan-industry" addthis:title="An update on the regulation of the payday loan industry"></a>
<a class="addthis_button_twitter"addthis:url="http://www.answerbag.co.uk/blog/update-regulation-payday-loan-industry" addthis:title="An update on the regulation of the payday loan industry"></a>
<a class="addthis_button_google_plusone"addthis:url="http://www.answerbag.co.uk/blog/update-regulation-payday-loan-industry" addthis:title="An update on the regulation of the payday loan industry"></a>
<a class="addthis_button_compact"addthis:url="http://www.answerbag.co.uk/blog/update-regulation-payday-loan-industry" addthis:title="An update on the regulation of the payday loan industry"></a>
</div></div>
<!-- post thumbnail -->
<!-- /post thumbnail -->
<div class="date">Jul 21, 2018</div>
<div class="title"><a href="../blog/update-regulation-payday-loan-industry/" title="An update on the regulation of the payday loan industry">An update on the regulation of the payday loan industry</a></div>
<p>
Many Britons, including Labour’s Stella Creasy, have become increasingly concerned over the explosive growth of the UK’s payday loan industry, calling it grossly “under regulated.” However, it has become quite clear that the regulatory transition from the Office of Fair Trading to the Financial Conduct Authority in April of this year will result in stricter… <div class="more"><a href="../blog/update-regulation-payday-loan-industry/">Read more</a></div>
</p>
<div class="meta cf">
<span class="fleft"><a href="../blog/update-regulation-payday-loan-industry/" title="Comment on An update on the regulation of the payday loan industry"><span class="dsq-postid" rel="772 http://www.answerbag.co.uk/?p=772">Leave your thoughts</span></a> | CATEGORIES: </span><ul class="post-categories">
<li><a href="../blog/category/payday-loans/" title="View all posts in Payday Loans" rel="tag">Payday Loans</a></li></ul>
</div>
<!-- /meta -->
</article>
<!-- /article -->
<!-- article -->
<article id="post-760" class="post-760 post type-post status-publish format-standard hentry category-leisure">
<div class="post-share"><div class="addthis_toolbox addthis_default_style addthis_32x32_style">
<a class="addthis_button_facebook" addthis:url="http://www.answerbag.co.uk/blog/10-free-summer-festivals-around-london-consider" addthis:title="10 Free Summer Festivals Around London to Consider"></a>
<a class="addthis_button_twitter"addthis:url="http://www.answerbag.co.uk/blog/10-free-summer-festivals-around-london-consider" addthis:title="10 Free Summer Festivals Around London to Consider"></a>
<a class="addthis_button_google_plusone"addthis:url="http://www.answerbag.co.uk/blog/10-free-summer-festivals-around-london-consider" addthis:title="10 Free Summer Festivals Around London to Consider"></a>
<a class="addthis_button_compact"addthis:url="http://www.answerbag.co.uk/blog/10-free-summer-festivals-around-london-consider" addthis:title="10 Free Summer Festivals Around London to Consider"></a>
</div></div>
<!-- post thumbnail -->
<!-- /post thumbnail -->
<div class="date">May 30, 2018</div>
<div class="title"><a href="../blog/10-free-summer-festivals-around-london-consider/" title="10 Free Summer Festivals Around London to Consider">10 Free Summer Festivals Around London to Consider</a></div>
<p>
There’s no disputing the fact that the best things in life are free, and London’s summer festivals certainly hold true to that statement. Every summer season, London comes alive with a relaxing, riveting, and eclectic mix of good old fashioned fun in the form of free festivals for all! Let’s take a look at 10… <div class="more"><a href="../blog/10-free-summer-festivals-around-london-consider/">Read more</a></div>
</p>
<div class="meta cf">
<span class="fleft"><a href="../blog/10-free-summer-festivals-around-london-consider/" title="Comment on 10 Free Summer Festivals Around London to Consider"><span class="dsq-postid" rel="760 http://www.answerbag.co.uk/?p=760">Leave your thoughts</span></a> | CATEGORIES: </span><ul class="post-categories">
<li><a href="../blog/category/leisure/" title="View all posts in Leisure" rel="tag">Leisure</a></li></ul>
</div>
<!-- /meta -->
</article>
<!-- /article -->
<!-- article -->
<article id="post-756" class="post-756 post type-post status-publish format-standard hentry category-pension category-savings">
<div class="post-share"><div class="addthis_toolbox addthis_default_style addthis_32x32_style">
<a class="addthis_button_facebook" addthis:url="http://www.answerbag.co.uk/blog/outline-chancellors-proposed-pension-changes" addthis:title="An outline of the Chancellor’s proposed pension changes"></a>
<a class="addthis_button_twitter"addthis:url="http://www.answerbag.co.uk/blog/outline-chancellors-proposed-pension-changes" addthis:title="An outline of the Chancellor’s proposed pension changes"></a>
<a class="addthis_button_google_plusone"addthis:url="http://www.answerbag.co.uk/blog/outline-chancellors-proposed-pension-changes" addthis:title="An outline of the Chancellor’s proposed pension changes"></a>
<a class="addthis_button_compact"addthis:url="http://www.answerbag.co.uk/blog/outline-chancellors-proposed-pension-changes" addthis:title="An outline of the Chancellor’s proposed pension changes"></a>
</div></div>
<!-- post thumbnail -->
<!-- /post thumbnail -->
<div class="date">May 22, 2018</div>
<div class="title"><a href="../blog/outline-chancellors-proposed-pension-changes/" title="An outline of the Chancellor’s proposed pension changes">An outline of the Chancellor’s proposed pension changes</a></div>
<p>
On the heels of the chancellor’s “pension revolution” and proposed pension reforms, it has become clear that millions of Britons will experience a significant change in their retirement funding. Under the chancellor’s proposals, millions of individuals nearing retirement age will be allowed to spend their pension funds however they want. Announced in the 2018 Budget,… <div class="more"><a href="../blog/outline-chancellors-proposed-pension-changes/">Read more</a></div>
</p>
<div class="meta cf">
<span class="fleft"><a href="../blog/outline-chancellors-proposed-pension-changes/" title="Comment on An outline of the Chancellor’s proposed pension changes"><span class="dsq-postid" rel="756 http://www.answerbag.co.uk/?p=756">Leave your thoughts</span></a> | CATEGORIES: </span><ul class="post-categories">
<li><a href="../blog/category/pension/" title="View all posts in Pension" rel="tag">Pension</a></li>
<li><a href="../blog/category/savings/" title="View all posts in Savings" rel="tag">Savings</a></li></ul>
</div>
<!-- /meta -->
</article>
<!-- /article -->
<!-- article -->
<article id="post-751" class="post-751 post type-post status-publish format-standard hentry category-fraud">
<div class="post-share"><div class="addthis_toolbox addthis_default_style addthis_32x32_style">
<a class="addthis_button_facebook" addthis:url="http://www.answerbag.co.uk/blog/steps-remain-safe-light-heartbleed-bug" addthis:title="Steps to remain safe in light of the the heartbleed bug"></a>
<a class="addthis_button_twitter"addthis:url="http://www.answerbag.co.uk/blog/steps-remain-safe-light-heartbleed-bug" addthis:title="Steps to remain safe in light of the the heartbleed bug"></a>
<a class="addthis_button_google_plusone"addthis:url="http://www.answerbag.co.uk/blog/steps-remain-safe-light-heartbleed-bug" addthis:title="Steps to remain safe in light of the the heartbleed bug"></a>
<a class="addthis_button_compact"addthis:url="http://www.answerbag.co.uk/blog/steps-remain-safe-light-heartbleed-bug" addthis:title="Steps to remain safe in light of the the heartbleed bug"></a>
</div></div>
<!-- post thumbnail -->
<!-- /post thumbnail -->
<div class="date">May 2, 2018</div>
<div class="title"><a href="../blog/steps-remain-safe-light-heartbleed-bug/" title="Steps to remain safe in light of the the heartbleed bug">Steps to remain safe in light of the the heartbleed bug</a></div>
<p>
Safety belts, helmets, passwords…we try and try to stay safe, but the safety of some things, such as our online data, is sometimes completely out of our hands. This was recently made painfully clear, when the World Wide Web got completely blindsided by a critical vulnerability that affected secure online communications throughout the UK and… <div class="more"><a href="../blog/steps-remain-safe-light-heartbleed-bug/">Read more</a></div>
</p>
<div class="meta cf">
<span class="fleft"><a href="../blog/steps-remain-safe-light-heartbleed-bug/" title="Comment on Steps to remain safe in light of the the heartbleed bug"><span class="dsq-postid" rel="751 http://www.answerbag.co.uk/?p=751">Leave your thoughts</span></a> | CATEGORIES: </span><ul class="post-categories">
<li><a href="../blog/category/fraud/" title="View all posts in Fraud" rel="tag">Fraud</a></li></ul>
</div>
<!-- /meta -->
</article>
<!-- /article -->
<!-- article -->
<article id="post-737" class="post-737 post type-post status-publish format-standard hentry category-infographic">
<div class="post-share"><div class="addthis_toolbox addthis_default_style addthis_32x32_style">
<a class="addthis_button_facebook" addthis:url="http://www.answerbag.co.uk/blog/how-safe-are-uk-drivers" addthis:title="Infographic: How Safe Are UK Drivers?"></a>
<a class="addthis_button_twitter"addthis:url="http://www.answerbag.co.uk/blog/how-safe-are-uk-drivers" addthis:title="Infographic: How Safe Are UK Drivers?"></a>
<a class="addthis_button_google_plusone"addthis:url="http://www.answerbag.co.uk/blog/how-safe-are-uk-drivers" addthis:title="Infographic: How Safe Are UK Drivers?"></a>
<a class="addthis_button_compact"addthis:url="http://www.answerbag.co.uk/blog/how-safe-are-uk-drivers" addthis:title="Infographic: How Safe Are UK Drivers?"></a>
</div></div>
<!-- post thumbnail -->
<!-- /post thumbnail -->
<div class="date">Apr 15, 2018</div>
<div class="title"><a href="../blog/how-safe-are-uk-drivers/" title="Infographic: How Safe Are UK Drivers?">Infographic: How Safe Are UK Drivers?</a></div>
<p>
Road injury is one of the leading causes of death in the world. How do we reconcile this with the fact that, in many parts of the world, cars are the primary means of transportation? Luckily, as you will see below, UK drivers, in a relative sense, have little reason to worry about road safety…. <div class="more"><a href="../blog/how-safe-are-uk-drivers/">Read more</a></div>
</p>
<div class="meta cf">
<span class="fleft"><a href="../blog/how-safe-are-uk-drivers/" title="Comment on Infographic: How Safe Are UK Drivers?"><span class="dsq-postid" rel="737 http://www.answerbag.co.uk/?p=737">Leave your thoughts</span></a> | CATEGORIES: </span><ul class="post-categories">
<li><a href="../blog/category/infographic/" title="View all posts in Infographic" rel="tag">Infographic</a></li></ul>
</div>
<!-- /meta -->
</article>
<!-- /article -->
<!-- article -->
<article id="post-729" class="post-729 post type-post status-publish format-standard hentry category-payday-loans">
<div class="post-share"><div class="addthis_toolbox addthis_default_style addthis_32x32_style">
<a class="addthis_button_facebook" addthis:url="http://www.answerbag.co.uk/blog/fca-regulation-payday-industry-means-consumers" addthis:title="What the FCA Regulation of the Payday Industry Means for Consumers"></a>
<a class="addthis_button_twitter"addthis:url="http://www.answerbag.co.uk/blog/fca-regulation-payday-industry-means-consumers" addthis:title="What the FCA Regulation of the Payday Industry Means for Consumers"></a>
<a class="addthis_button_google_plusone"addthis:url="http://www.answerbag.co.uk/blog/fca-regulation-payday-industry-means-consumers" addthis:title="What the FCA Regulation of the Payday Industry Means for Consumers"></a>
<a class="addthis_button_compact"addthis:url="http://www.answerbag.co.uk/blog/fca-regulation-payday-industry-means-consumers" addthis:title="What the FCA Regulation of the Payday Industry Means for Consumers"></a>
</div></div>
<!-- post thumbnail -->
<!-- /post thumbnail -->
<div class="date">Apr 7, 2018</div>
<div class="title"><a href="../blog/fca-regulation-payday-industry-means-consumers/" title="What the FCA Regulation of the Payday Industry Means for Consumers">What the FCA Regulation of the Payday Industry Means for Consumers</a></div>
<p>
The FCA is flexing its regulatory muscles and enacting tough new rules for UK’s payday lenders. Let’s take a close look at how these changes may affect your finances. On 1 April 2018, the Financial Conduct Authority, or FCA, took over regulation of the consumer credit market, including payday lending, from the Office of Fair… <div class="more"><a href="../blog/fca-regulation-payday-industry-means-consumers/">Read more</a></div>
</p>
<div class="meta cf">
<span class="fleft"><a href="../blog/fca-regulation-payday-industry-means-consumers/" title="Comment on What the FCA Regulation of the Payday Industry Means for Consumers"><span class="dsq-postid" rel="729 http://www.answerbag.co.uk/?p=729">Leave your thoughts</span></a> | CATEGORIES: </span><ul class="post-categories">
<li><a href="../blog/category/payday-loans/" title="View all posts in Payday Loans" rel="tag">Payday Loans</a></li></ul>
</div>
<!-- /meta -->
</article>
<!-- /article -->
<!-- article -->
<article id="post-724" class="post-724 post type-post status-publish format-standard hentry category-leisure category-television">
<div class="post-share"><div class="addthis_toolbox addthis_default_style addthis_32x32_style">
<a class="addthis_button_facebook" addthis:url="http://www.answerbag.co.uk/blog/promising-television-programmes-2014" addthis:title="Most Promising Television Programmes of 2014"></a>
<a class="addthis_button_twitter"addthis:url="http://www.answerbag.co.uk/blog/promising-television-programmes-2014" addthis:title="Most Promising Television Programmes of 2014"></a>
<a class="addthis_button_google_plusone"addthis:url="http://www.answerbag.co.uk/blog/promising-television-programmes-2014" addthis:title="Most Promising Television Programmes of 2014"></a>
<a class="addthis_button_compact"addthis:url="http://www.answerbag.co.uk/blog/promising-television-programmes-2014" addthis:title="Most Promising Television Programmes of 2014"></a>
</div></div>
<!-- post thumbnail -->
<!-- /post thumbnail -->
<div class="date">Mar 17, 2018</div>
<div class="title"><a href="../blog/promising-television-programmes-2014/" title="Most Promising Television Programmes of 2014">Most Promising Television Programmes of 2018</a></div>
<p>
Television, once the platform for starry-eyed Hollywood hopefuls and actors in the twilight of their careers, is now attracting the best talent in the industry. From the Cohen brothers to Matthew McConaughey, more and more A-list stars are appearing on the small screen. True Detective, the eerie redneck crime drama featuring McConaughey, and Spoils of Babylon,… <div class="more"><a href="../blog/promising-television-programmes-2014/">Read more</a></div>
</p>
<div class="meta cf">
<span class="fleft"><a href="../blog/promising-television-programmes-2014/" title="Comment on Most Promising Television Programmes of 2014"><span class="dsq-postid" rel="724 http://www.answerbag.co.uk/?p=724">Leave your thoughts</span></a> | CATEGORIES: </span><ul class="post-categories">
<li><a href="../blog/category/leisure/" title="View all posts in Leisure" rel="tag">Leisure</a></li>
<li><a href="../blog/category/television/" title="View all posts in Television" rel="tag">Television</a></li></ul>
</div>
<!-- /meta -->
</article>
<!-- /article -->
<!-- article -->
<article id="post-703" class="post-703 post type-post status-publish format-standard hentry category-personal-finance">
<div class="post-share"><div class="addthis_toolbox addthis_default_style addthis_32x32_style">
<a class="addthis_button_facebook" addthis:url="http://www.answerbag.co.uk/blog/checklist-upcoming-spring-cleaning" addthis:title="A Checklist for the Upcoming Spring Cleaning"></a>
<a class="addthis_button_twitter"addthis:url="http://www.answerbag.co.uk/blog/checklist-upcoming-spring-cleaning" addthis:title="A Checklist for the Upcoming Spring Cleaning"></a>
<a class="addthis_button_google_plusone"addthis:url="http://www.answerbag.co.uk/blog/checklist-upcoming-spring-cleaning" addthis:title="A Checklist for the Upcoming Spring Cleaning"></a>
<a class="addthis_button_compact"addthis:url="http://www.answerbag.co.uk/blog/checklist-upcoming-spring-cleaning" addthis:title="A Checklist for the Upcoming Spring Cleaning"></a>
</div></div>
<!-- post thumbnail -->
<!-- /post thumbnail -->
<div class="date">Feb 20, 2018</div>
<div class="title"><a href="../blog/checklist-upcoming-spring-cleaning/" title="A Checklist for the Upcoming Spring Cleaning">A Checklist for the Upcoming Spring Cleaning</a></div>
<p>
With warm days right around the corner, it’s once again time to do some spring cleaning. However, in addition to clearing out your wardrobes and polishing the floors, this is an ideal time of year to tidy your finances as well. Maintaining clarity and control over your finances can be difficult at best. It’s all… <div class="more"><a href="../blog/checklist-upcoming-spring-cleaning/">Read more</a></div>
</p>
<div class="meta cf">
<span class="fleft"><a href="../blog/checklist-upcoming-spring-cleaning/" title="Comment on A Checklist for the Upcoming Spring Cleaning"><span class="dsq-postid" rel="703 http://www.answerbag.co.uk/?p=703">Leave your thoughts</span></a> | CATEGORIES: </span><ul class="post-categories">
<li><a href="../blog/category/personal-finance/" title="View all posts in Personal Finance" rel="tag">Personal Finance</a></li></ul>
</div>
<!-- /meta -->
</article>
<!-- /article -->
<!-- article -->
<article id="post-687" class="post-687 post type-post status-publish format-standard hentry category-savings">
<div class="post-share"><div class="addthis_toolbox addthis_default_style addthis_32x32_style">
<a class="addthis_button_facebook" addthis:url="http://www.answerbag.co.uk/blog/gym-membership-savings-guide-new-year" addthis:title="Gym membership savings guide for the New Year"></a>
<a class="addthis_button_twitter"addthis:url="http://www.answerbag.co.uk/blog/gym-membership-savings-guide-new-year" addthis:title="Gym membership savings guide for the New Year"></a>
<a class="addthis_button_google_plusone"addthis:url="http://www.answerbag.co.uk/blog/gym-membership-savings-guide-new-year" addthis:title="Gym membership savings guide for the New Year"></a>
<a class="addthis_button_compact"addthis:url="http://www.answerbag.co.uk/blog/gym-membership-savings-guide-new-year" addthis:title="Gym membership savings guide for the New Year"></a>
</div></div>
<!-- post thumbnail -->
<!-- /post thumbnail -->
<div class="date">Jan 22, 2018</div>
<div class="title"><a href="../blog/gym-membership-savings-guide-new-year/" title="Gym membership savings guide for the New Year">Gym membership savings guide for the New Year</a></div>
<p>
A new year is upon us, which means thousands of Britons will go in search of a gym to begin a new fitness regime. Gyms across the land will undoubtedly be filled to the brim this month, but if experience has taught us anything, very few new clients will remain come June, even though many… <div class="more"><a href="../blog/gym-membership-savings-guide-new-year/">Read more</a></div>
</p>
<div class="meta cf">
<span class="fleft"><a href="../blog/gym-membership-savings-guide-new-year/" title="Comment on Gym membership savings guide for the New Year"><span class="dsq-postid" rel="687 http://www.answerbag.co.uk/?p=687">Leave your thoughts</span></a> | CATEGORIES: </span><ul class="post-categories">
<li><a href="../blog/category/savings/" title="View all posts in Savings" rel="tag">Savings</a></li></ul>
</div>
<!-- /meta -->
</article>
<!-- /article -->
<!-- article -->
<article id="post-684" class="post-684 post type-post status-publish format-standard hentry category-savings category-shopping">
<div class="post-share"><div class="addthis_toolbox addthis_default_style addthis_32x32_style">
<a class="addthis_button_facebook" addthis:url="http://www.answerbag.co.uk/blog/10-new-years-resolutions-rein-spending" addthis:title="10 New Year’s resolutions to rein in your spending"></a>
<a class="addthis_button_twitter"addthis:url="http://www.answerbag.co.uk/blog/10-new-years-resolutions-rein-spending" addthis:title="10 New Year’s resolutions to rein in your spending"></a>
<a class="addthis_button_google_plusone"addthis:url="http://www.answerbag.co.uk/blog/10-new-years-resolutions-rein-spending" addthis:title="10 New Year’s resolutions to rein in your spending"></a>
<a class="addthis_button_compact"addthis:url="http://www.answerbag.co.uk/blog/10-new-years-resolutions-rein-spending" addthis:title="10 New Year’s resolutions to rein in your spending"></a>
</div></div>
<!-- post thumbnail -->
<!-- /post thumbnail -->
<div class="date">Jan 14, 2018</div>
<div class="title"><a href="../blog/10-new-years-resolutions-rein-spending/" title="10 New Year’s resolutions to rein in your spending">10 New Year’s resolutions to rein in your spending</a></div>
<p>
New Year’s Eve has come and gone, and with the New Year comes a slew of New Year’s resolutions. Weight loss always steals the resolution spotlight, but saving money definitely takes the cake. Unfortunately, like weight loss, Britons looking to save money in the new fiscal year often do quite well in the early months,… <div class="more"><a href="../blog/10-new-years-resolutions-rein-spending/">Read more</a></div>
</p>
<div class="meta cf">
<span class="fleft"><a href="../blog/10-new-years-resolutions-rein-spending/" title="Comment on 10 New Year’s resolutions to rein in your spending"><span class="dsq-postid" rel="684 http://www.answerbag.co.uk/?p=684">Leave your thoughts</span></a> | CATEGORIES: </span><ul class="post-categories">
<li><a href="../blog/category/savings/" title="View all posts in Savings" rel="tag">Savings</a></li>
<li><a href="../blog/category/shopping/" title="View all posts in Shopping" rel="tag">Shopping</a></li></ul>
</div>
<!-- /meta -->
</article>
<!-- /article -->
<script type="text/javascript">
// <![CDATA[
var disqus_shortname = 'answerbag';
(function () {
var nodes = document.getElementsByTagName('span');
for (var i = 0, url; i < nodes.length; i++) {
if (nodes[i].className.indexOf('dsq-postid') != -1) {
nodes[i].parentNode.setAttribute('data-disqus-identifier', nodes[i].getAttribute('rel'));
url = nodes[i].parentNode.href.split('#', 1);
if (url.length == 1) { url = url[0]; }
else { url = url[1]; }
nodes[i].parentNode.href = url + '#disqus_thread';
}
}
var s = document.createElement('script'); s.async = true;
s.type = 'text/javascript';
s.src = '//' + disqus_shortname + '.disqus.com/count.js';
(document.getElementsByTagName('HEAD')[0] || document.getElementsByTagName('BODY')[0]).appendChild(s);
}());
//]]>
</script>
<!-- pagination -->
<div class="pagination">
<span class='page-numbers current'>1</span>
<a class='page-numbers' href='../blog/page/2/'>2</a>
<a class='page-numbers' href='../blog/page/3/'>3</a>
<a class="next page-numbers" href="../blog/page/2/">Next »</a></div>
<!-- /pagination -->
</div></section>
<!-- sidebar -->
<aside class="sidebar sidebar-right sidebar-blog">
<div class="sidebar-widget">
<div id="archives-2" class="widget-1 widget-first widget-odd widget widget_archive"><h4>Archives</h4> <ul>
<li><a href='../blog/2014/07/'>July 2018</a></li>
<li><a href='../blog/2014/05/'>May 2018</a></li>
<li><a href='../blog/2014/04/'>April 2018</a></li>
<li><a href='../blog/2014/03/'>March 2018</a></li>
<li><a href='../blog/2014/02/'>February 2018</a></li>
<li><a href='../blog/2014/01/'>January 2018</a></li>
<li><a href='../blog/2013/12/'>December 2018</a></li>
<li><a href='../blog/2013/11/'>November 2018</a></li>
<li><a href='../blog/2013/10/'>October 2018</a></li>
<li><a href='../blog/2013/09/'>September 2018</a></li>
<li><a href='../blog/2013/08/'>August 2018</a></li>
</ul>
</div><div id="categories-2" class="widget-2 widget-even widget widget_categories"><h4>Categories</h4> <ul>
<li class="cat-item cat-item-8"><a href="../blog/category/bankruptcy/" title="View all posts filed under Bankruptcy">Bankruptcy</a>
</li>
<li class="cat-item cat-item-7"><a href="../blog/category/debt/" title="View all posts filed under Debt">Debt</a>
</li>
<li class="cat-item cat-item-27"><a href="../blog/category/fraud/" title="View all posts filed under Fraud">Fraud</a>
</li>
<li class="cat-item cat-item-21"><a href="../blog/category/holidays/" title="View all posts filed under Holidays">Holidays</a>
</li>
<li class="cat-item cat-item-6"><a href="../blog/category/infographic/" title="View all posts filed under Infographic">Infographic</a>
</li>
<li class="cat-item cat-item-25"><a href="../blog/category/leisure/" title="View all posts filed under Leisure">Leisure</a>
</li>
<li class="cat-item cat-item-9"><a href="../blog/category/mortgage/" title="View all posts filed under Mortgage">Mortgage</a>
</li>
<li class="cat-item cat-item-26"><a href="../blog/category/payday-loans/" title="View all posts filed under Payday Loans">Payday Loans</a>
</li>
<li class="cat-item cat-item-28"><a href="../blog/category/pension/" title="View all posts filed under Pension">Pension</a>
</li>
<li class="cat-item cat-item-23"><a href="../blog/category/personal-finance/" title="View all posts filed under Personal Finance">Personal Finance</a>
</li>
<li class="cat-item cat-item-10"><a href="../blog/category/savings/" title="View all posts filed under Savings">Savings</a>
</li>
<li class="cat-item cat-item-20"><a href="../blog/category/shopping/" title="View all posts filed under Shopping">Shopping</a>
</li>
<li class="cat-item cat-item-17"><a href="../blog/category/student-loans/" title="View all posts filed under Student Loans">Student Loans</a>
</li>
<li class="cat-item cat-item-22"><a href="../blog/category/students/" title="View all posts filed under Students">Students</a>
</li>
<li class="cat-item cat-item-18"><a href="../blog/category/taxes/" title="View all posts filed under Taxes">Taxes</a>
</li>
<li class="cat-item cat-item-24"><a href="../blog/category/television/" title="View all posts filed under Television">Television</a>
</li>
<li class="cat-item cat-item-19"><a href="../blog/category/vacation/" title="View all posts filed under Vacation">Vacation</a>
</li>
<li class="cat-item cat-item-16"><a href="../blog/category/world-economy/" title="View all posts filed under World Economy">World Economy</a>
</li>
</ul>
</div><div id="text-3" class="widget-3 widget-last widget-odd sidebar-darkgreen widget widget_text"><h4>Our Guides</h4> <div class="textwidget">
<!-- Page-list plugin v.4.2 wordpress.org/plugins/page-list/ -->
<ul class="page-list ">
<li class="page_item page-item-332"><a href="../debt-management/">Debt Management</a></li>
<li class="page_item page-item-297"><a href="../fraud/">Fraud</a></li>
<li class="page_item page-item-282"><a href="../gambling/">Gambling</a></li>
<li class="page_item page-item-262"><a href="../insurance/">Insurance</a></li>
<li class="page_item page-item-168"><a href="../investing/">Investing</a></li>
<li class="page_item page-item-222"><a href="../retirement-planning/">Retirement Planning</a></li>
<li class="page_item page-item-246"><a href="../taxes/">Taxes</a></li>
<li class="page_item page-item-164"><a href="../loans/mortgages/">Mortgages</a></li>
<li class="page_item page-item-166"><a href="../loans/student-loans/">Student Loans</a></li>
</ul></div>
</div>
</div>
</aside>
<!-- /sidebar -->
<!-- /content -->
</div>
<!-- /frame -->
</div>
<!-- /columns -->
<div class="push"></div>
<!-- /page-wrapper -->
<footer>
<div class="footer-columns">
<div class="footer-left">
<ul>
<li id="footer-link1"><a href="../about-us/">About us</a></li>
<li id="footer-link2"><a href="../contact-us/">Contact us</a></li>
<li id="footer-link3"><a href="../news-and-reports/">News</a></li>
<li id="footer-link4"><a href="../terms-and-conditions/">Terms & conditions</a></li>
<li id="footer-link5" class="last"><a href="../privacy-policy/">Privacy & cookies</a></li>
</ul>
</div>
<div class="footer-right"><small>© Answer Bag 2019. Answer Bank: St Mary's Parsonage, Manchester M3 2WJ Tel: <a href="tel:0161 832 69444">0161 832 69444</a></small></div>
</div>
<!-- /footer-columns -->
<!-- /frame -->
</footer>
</div>
</div>
<a id="toTop" title="Return to Top ▲" class="totop-br totop-custom" rel=""><img src="../wp-content/themes/consumer/i/icon_top.png" alt="Return to Top ▲" title="Return to Top ▲" width="40" height="40" /><span>Return to Top ▲</span></a> <script type="text/javascript">function showhide_toggle(a,b,c,d){var e=jQuery("#"+a+"-link-"+b),f=jQuery("#"+a+"-content-"+b);a=jQuery("#"+a+"-toggle-"+b);e.toggleClass("sh-show sh-hide");f.toggleClass("sh-show sh-hide").toggle();a.text()===c?a.text(d):a.text(c)};</script>
<!-- Zilla Share Scripts -->
<script>!function(d,s,id){var js,fjs=d.getElementsByTagName(s)[0];if(!d.getElementById(id)){js=d.createElement(s);js.id=id;js.src="//platform.twitter.com/widgets.js";fjs.parentNode.insertBefore(js,fjs);}}(document,"script","twitter-wjs");</script><div id="fb-root"></div><script>(function(d, s, id) {
var js, fjs = d.getElementsByTagName(s)[0];
if (d.getElementById(id)) return;
js = d.createElement(s); js.id = id;
js.src = "//connect.facebook.net/en_GB/all.js#xfbml=1";
fjs.parentNode.insertBefore(js, fjs);
}(document, "script", "facebook-jssdk"));</script><script type="text/javascript">
(function() {
var po = document.createElement("script"); po.type = "text/javascript"; po.async = true;
po.src = "https://apis.google.com/js/plusone.js";
var s = document.getElementsByTagName("script")[0]; s.parentNode.insertBefore(po, s);
})();
</script><script type="text/javascript">if (typeof(addthis_share) == "undefined"){ addthis_share = {"url_transforms":{"shorten":{"twitter":"bitly"}},"shorteners":{"bitly":""}};}
var addthis_options = "facebook_like,twitthis,google_plusone";
var addthis_config = {"data_track_clickback":false,"data_track_addressbar":false,"data_track_textcopy":false,"ui_atversion":"300"};
var addthis_product = 'wpp';
</script><script type="text/javascript" src="../js/addthis_widget.js"></script><script type='text/javascript'>
/* <![CDATA[ */
var uberMenuSettings = {"speed":"300","trigger":"hover","orientation":"horizontal","transition":"slide","hoverInterval":"20","hoverTimeout":"400","removeConflicts":"on","autoAlign":"off","noconflict":"off","fullWidthSubs":"off","androidClick":"off","iOScloseButton":"on","loadGoogleMaps":"off","repositionOnLoad":"off"};
/* ]]> */
</script>
<script type='text/javascript' src='../wp-content/plugins/ubermenu/core/js/ubermenu.min.js'></script>
<script type='text/javascript' src='../wp-content/plugins/social-sharing-toolkit/includes/buttons/button.facebook.js'></script>
<script type='text/javascript' src='../js/all.js'></script>
<script type='text/javascript' src='../js/widgets.js'></script>
<script type='text/javascript' src='../wp-content/plugins/social-sharing-toolkit/includes/buttons/button.googleplus.js'></script>
<script type='text/javascript' src='../js/in.js'></script>
<script type='text/javascript' src='../js/pinit.js'></script>
<!--wp_footer-->
<script type="text/javascript" src="../wp-content/themes/consumer/includes/init.js"></script>
<script>
(function(i,s,o,g,r,a,m){i['GoogleAnalyticsObject']=r;i[r]=i[r]||function(){
(i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o),
m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m)
})(window,document,'script','//www.google-analytics.com/analytics.js','ga');
ga('create', 'UA-87138559-1, 'answerbag.co.uk');
ga('send', 'pageview');
</script>
<script>
(function(i,s,o,g,r,a,m){i['GoogleAnalyticsObject']=r;i[r]=i[r]||function(){
(i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o),
m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m)
})(window,document,'script','https://www.google-analytics.com/analytics.js','ga');
ga('create', 'UA-87138559-1', 'auto');
ga('send', 'pageview');
</script></body>
</html>