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		<h4>Yn yr adran yma:</h4>
		<ul><li class="up"><a href="../../cy/gateway/debt.html">I fyny un lefel</a></li><li><a href="../../cy/gateway/debt_rid_5680.html">Bancio</a></li><li><a href="../../cy/gateway/debt_rid_5681.html">Cymdeithasau adeiladu</a></li><li><a href="../../cy/gateway/debt_rid_5682.html">Credyd</a></li><li><a href="../../cy/gateway/debt_rid_5686.html">Dyled</a></li><li><a href="../../cy/gateway/debt_rid_5689.html">Yswiriant</a></li><li><a href="../../cy/gateway/debt_rid_5690.html">Morgeisi</a></li><li><a href="../../cy/gateway/debt_rid_5691.html">Yswiriant cenedlaethol</a></li><li><a href="../../cy/gateway/debt_rid_5692.html">Pensiynau</a></li><li><a href="../../cy/gateway/debt_rid_5693.html">Cynilion a buddsoddiadau</a></li><li class="on"><a href="../../cy/gateway/debt_rid_5698.html">Treth</a></li></ul>
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	<h4>Angen siarad &acirc; rhywun nawr&#63;</h4>
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		<li>Cael cyngor cyfreithiol cyfrinachol am ddim<br/><br/>Galwch <strong>08001 225 6653</strong></li>
		<li>Dydd Llun i Ddydd Gwener 9.00am i 8.00pm</li>
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<h1>Treth</h1>
<p class="secb">
	Y system drethu yng Nghymru a Lloegr a sut mae�n effeithio arnoch.
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				<h2>Gwybodaeth a chyngor o wefannau eraill</h2>
				<ul class="otheradvice">
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								<li>
									<h3><a href="http://www.direct.gov.uk/en/MoneyTaxAndBenefits/Taxes/BeginnersGuideToTax/DG_10013700" target="_blank">Beginner's guide to tax</a></h3>
									<p>Gives an overview of the different types of tax and how they work.</p>
									<p class="from"><i>From:</i> <a href="http://www.direct.gov.uk/">Directgov</a></p>
								</li>
					<!-- Either showCount or all -->
								<li>
									<h3><a href="http://www.direct.gov.uk/en/MoneyTaxAndBenefits/Taxes/BeginnersGuideToTax/IncomeTax/Taxcodes/DG_078568" target="_blank">Tax codes - the basicis</a></h3>
									<p>A tax code is used by your employer or pension provider to calculate the amount of tax to deduct from your pay or pension. If you have the wrong tax code you could end up paying too much or too little tax.</p>
									<p class="from"><i>From:</i> <a href="http://www.direct.gov.uk/">Directgov</a></p>
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									<h3><a href="http://www.hmrc.gov.uk/rates/index.htm" target="_blank">Rates and allowances</a></h3>
									<p>Gives the tax rates and allowances.</p>
									<p class="from"><i>From:</i> <a href="http://www.hmrc.gov.uk/">HM Revenue & Customs</a></p>
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									<h3><a href="http://www.litrg.org.uk/help/lowincome/employed/coding.cfm" target="_blank">Checking your coding</a></h3>
									<p>If you get a coding notice it helps to be able to check that the Revenue have got it right. Explains what is on a coding notice, what all the letters and numbers mean and how to work out your tax using your code number.</p>
									<p class="from"><i>From:</i> <a href="http://www.litrg.org.uk/">Low Incomes Tax Reform Group</a></p>
								</li>
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									<h3><a href="http://www.litrg.org.uk/help/lowincome/employed.cfm" target="_blank">Tax help if you are employed and on a low income</a></h3>
									<p>Includes how to check your tax allowances and coding notice, how tax on your business motor and travel expenses works, what you can pay into a pension, do you need a tax return? How to check your National Insurance contributions, and how your tax and NIC work if you are made redundant.</p>
									<p class="from"><i>From:</i> <a href="http://www.litrg.org.uk/">Low Incomes Tax Reform Group</a></p>
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									<h3><a href="http://www.litrg.org.uk/help/lowincome/selfemployed.cfm" target="_blank">Tax help if you are self employed and on a low income</a></h3>
									<p>Are you self employed and on a low income? Would you like more information about how your tax and National Insurance works? How to work out what profits you will be taxed on and how losses work? Want to know how self-assessment works and do you need more information on paying into a pension.</p>
									<p class="from"><i>From:</i> <a href="http://www.litrg.org.uk/">Low Incomes Tax Reform Group</a></p>
								</li>
					<!-- Either showCount or all -->
								<li>
									<h3><a href="http://www.adviceguide.org.uk/index/life/tax/benefits_in_kind.htm" target="_blank">Benefits in kind</a></h3>
									<p>Information on fringe benefits, including which ones are tax-free and how common fringe benefits such as company cars, meals and relocation expenses are taxed.</p>
									<p class="from"><i>From:</i> <a href="http://www.adviceguide.org.uk/">Adviceguide from Citizens Advice</a></p>
								</li>
					<!-- Either showCount or all -->
								<li>
									<h3><a href="http://www.litrg.org.uk/Disabled" target="_blank">Tax guide for disabled people and carers</a></h3>
									<p>Information on tax matters for disabled people including employment, self employment, tax credits, council tax and direct payments.</p>
									<p class="from"><i>From:</i> <a href="http://www.litrg.org.uk/">Low Incomes Tax Reform Group</a></p>
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		<h3><strong><a href="https://www.cccs.co.uk/debtremedy/(S(qbke4x55yqptlv55nnwfz0em))/midway/cls/cls-start.aspx?clspg=1" onclick="window.open(this.href);return false;" onkeypress="window.open(this.href);return false;">Offeryn rheoli dyled</a></strong></h3>
		<p>Defnyddiwch ein offeryn rheoli dyled i gael cyngor ar ddyled am ddim ac yn ddiduedd.</p>
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		<h3><a href="../../cy/legalhelp/leaflets.html" target="_self">Delio &acirc; dyled</a></h3>
		<p>Eich hawliau cyfreithiol pan fo gennych ddyledion, a’r amddiffyniad sydd gennych rhag pobl sy’n hawlio arian oddi arnoch.</p>
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		<h3><strong><a href="../../cy/legalhelp/tele_message01.html">Beth ydi pwerau beil&iuml;od a chasglwyr dyledion?</a></strong></h3>
		<p>Eich hawliau wrth ddelio &acirc; beil&iuml;od neu gasglwyr dyledion.</p>
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		<h3><img src="../../media/196/EA/an_debtmoneyandtax_5.JPG" alt="an_debtmoneyandtax_5.JPG" height="94" width="144" title="an_debtmoneyandtax_5.JPG" class="advicepic"/><strong><a href="../../cy/legalhelp/tele_message05.html">Sut alla i ddelio &acirc;’m h&ocirc;l-ddyledion treth Cyngor?</a></strong></h3>
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