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<h4>Yn yr adran yma:</h4>
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<h1>Casglu dyledion</h1>
<p class="secb">
Ffordd o ddelio â dyledion na allwch eu talu. Mae�n cynnwys yr hyn sy�n digwydd pan fyddwch yn cofnodi eich deiseb eich hun neu pan wneir chi�n fethdalwr.
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<h2>Gwybodaeth a chyngor o wefannau eraill</h2>
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<h3><a href="http://www.adviceguide.org.uk/index/your_money/money_management_index_ew/debt_and_court_action_index_ew/bailiffs_index/about_bailiffs.htm" target="_blank">Bailiffs</a></h3>
<p>These pages tell you more about what to do if you get a visit from bailiffs, including when you'll have to let them into your home, what bailiffs can and can't do, your rights if a bailiff calls at your home and what happens if a bailiff takes your things.</p>
<p class="from"><i>From:</i> <a href="http://www.adviceguide.org.uk/">Adviceguide from Citizens Advice</a></p>
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<h3><a href="http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=29_debt_management_plan" target="_blank">Debt management plan</a></h3>
<p>A Debt Management Plan (DMP) is an affordable repayment programme set up, for free, by National Debtline and managed by an independent company. Explains who can use the service and how it works.</p>
<p class="from"><i>From:</i> <a href="http://www.nationaldebtline.co.uk/england_wales/index.php">National Debtline</a></p>
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<h3><a href="http://www.adviceguide.org.uk/index/your_money/money_management_index_ew/help_with_debt_index_ewni/how_to_sort_out_your_debts.htm" target="_blank">Help with debt</a></h3>
<p>Explains how to seek help with debt problems, including information on organisations which may be able to provide help.</p>
<p class="from"><i>From:</i> <a href="http://www.adviceguide.org.uk/">Adviceguide from Citizens Advice</a></p>
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<h3><a href="../../d_what_happens_if_you_are_taken_to_court_for_money_you_owe.pdf" target="_blank">What happens if you are taken to court for money you owe (PDF)</a></h3>
<p>Information on what happens if you are taken to court because you owe money; it explains the court procedures and how to challenge the claim.</p>
<p class="from"><i>From:</i> <a href="http://www.adviceguide.org.uk/">Adviceguide from Citizens Advice</a></p>
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<h3><a href="http://www.adviceguide.org.uk/index/life/debt/faq_index_debt.htm" target="_blank">Frequently asked questions about debt</a></h3>
<p>Answers questions such as 'my debts are getting out of control, what can I do?'.</p>
<p class="from"><i>From:</i> <a href="http://www.adviceguide.org.uk/">Adviceguide from Citizens Advice</a></p>
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<h3><a href="http://www.adviceguide.org.uk/d_bailiffs.pdf" target="_blank">Bailiffs (PDF)</a></h3>
<p>Information on when bailiffs can be used, on their powers to enter your house and take away goods, and on how to complain.</p>
<p class="from"><i>From:</i> <a href="http://www.adviceguide.org.uk/">Adviceguide from Citizens Advice</a></p>
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<h3><a href="http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=02_bailiffs_and_council_tax" target="_blank">Bailiffs and council tax</a></h3>
<p>Explains your rights if bailiffs come to your home to try and collect council tax arrears. It explains what you should do, what the bailiffs are allowed to do, and how to complain if a bailiff acts illegally.</p>
<p class="from"><i>From:</i> <a href="http://www.nationaldebtline.co.uk/england_wales/index.php">National Debtline</a></p>
</li>
<!-- Either showCount or all -->
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<h3><a href="http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=24_full_and_final_settlement_offers" target="_blank">Full and final settlement offers</a></h3>
<p>Explains what full and final settlement offers are and when they may be a useful way out of debt. Also contains a sample letter to help you write to your creditors.</p>
<p class="from"><i>From:</i> <a href="http://www.nationaldebtline.co.uk/england_wales/index.php">National Debtline</a></p>
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<h2>Ein dewisiadau rhagorol</h2>
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<h3><strong><a href="https://www.cccs.co.uk/debtremedy/(S(qbke4x55yqptlv55nnwfz0em))/midway/cls/cls-start.aspx?clspg=1" onclick="window.open(this.href);return false;" onkeypress="window.open(this.href);return false;">Offeryn rheoli dyled</a></strong></h3>
<p>Defnyddiwch ein offeryn rheoli dyled i gael cyngor ar ddyled am ddim ac yn ddiduedd.</p>
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<h3><a href="../../cy/legalhelp/leaflets.html" target="_self">Delio â dyled</a></h3>
<p>Eich hawliau cyfreithiol pan fo gennych ddyledion, a’r amddiffyniad sydd gennych rhag pobl sy’n hawlio arian oddi arnoch.</p>
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<h3><strong><a href="../../cy/legalhelp/tele_message01.html">Beth ydi pwerau beilïod a chasglwyr dyledion?</a></strong></h3>
<p>Eich hawliau wrth ddelio â beilïod neu gasglwyr dyledion.</p>
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<hr/>
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<h3><img src="../../media/196/EA/an_debtmoneyandtax_5.JPG" alt="an_debtmoneyandtax_5.JPG" height="94" width="144" title="an_debtmoneyandtax_5.JPG" class="advicepic"/><strong><a href="../../cy/legalhelp/tele_message05.html">Sut alla i ddelio â’m hôl-ddyledion treth Cyngor?</a></strong></h3>
<p>Yr hyn allwch ei wneud pan fyddwch ar ôl gyda thalu eich treth Cyngor.</p>
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